CIP 5208 · Bachelor's Degree · Alabama

Finance and Financial Management Services at Alabama

Federal outcomes for bachelor's degree graduates of Alabama. 615 completers in the most recent 4-year window (577 in the latest year alone). Median earnings 5 years after completion: $84,758.

MEDIAN EARNINGS · 5Y
$84,758
Alabama CIP-4 median $65,107
MEDIAN EARNINGS · 4Y
$72,138
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$23,250
At program completion
COMPLETERS · 4Y WINDOW
615
577 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Alabama

3.7%
0%8% · GE20%+

Median federal debt $23,250 amortized over 10 years vs. median 5-year earnings $84,758.

Statewide CIP-4 peer median

4.8%
0%8% · GE20%+

Same debt against the Alabama CIP 5208 peer-median earnings $65,107.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$23,250
$23,750$21,50020142018
Median federal debt at program exit.FoS
COMPLETERS · 20142019615
61535420142019
Annual completers (IPEDS C).IPEDS
ANNUAL COMPLETERS · 20142019+26%

Finance and Financial Management Services at Alabama · annual completers rose

354 → 615

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$927,540
Over 40 years, discounted 5.0%
BREAKEVEN
Year 7
First year cumulative discounted earnings cross zero
graduationbreakeven · year 7year 0year 39
Cost per year
$23,056
HS-only baseline · AL
$32,400
Years to complete
4
CIP family
52

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 5208

Finance and Financial Management Services across Alabama institutions

Same CIP-4 code and credential level, all Alabama Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →