+23%
Median federal debt at exit
Median federal debt at exit at American Career College-Ontario rose 23% between 2006 and 2009 ($6.5k → $8.1k).
California · Private for-profit · Predominantly certificates
American Career College-Ontario
Ontario, California. 2,014 undergraduate students. 8 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at American Career College-Ontario
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+702%
Undergraduate enrollment
Undergraduate enrollment at American Career College-Ontario rose 702% between 2006 and 2009 (139 → 1.1k).
+126%
150%-time completion
150%-time completion at American Career College-Ontario rose 126% between 2006 and 2009 (34.3% → 77.5%).
-100%
3-year cohort default rate
3-year cohort default rate at American Career College-Ontario fell 100% between 2021 and 2024 (0.4% → 0.0%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. California
Each tile compares this institution to the California median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$38,492+3% · 6→10y
California median $42,588$37,239
Treasury earnings · 6y post-entry62.0%+126% · '06→'09
California median 61.3%$9,500+23% · '06→'09
At program completion2,014+702% · '06→'09
latest IPEDS70.9%+11% · '06→'09
first-time, full-time—-11% · '06→'09
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.3%Median federal debt $9,500 amortized over 10 years vs. median earnings $38,492 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+126%
American Career College-Ontario · completion · 150% rose
34.3% → 77.5%
+11%
American Career College-Ontario · retention rose
83.0% → 92.0%
+488%
American Career College-Ontario · undergrad enrollment rose
139 → 1,115
+23%
American Career College-Ontario · median debt rose
$6,545 → $8,064
-100%
American Career College-Ontario · cohort default rate fell
4.9% → 0.0%
+199%
American Career College-Ontario · pell share rose
27.1% → 81.1%
+57%
American Career College-Ontario · earnings_median_8yr rose
$25,100 → $39,351
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Allied Health and Medical Assisting Services.$76,812Allied Health Diagnostic, Intervention, and Treatment Professions.$60,351Practical Nursing, Vocational Nursing and Nursing Assistants.$56,132Ophthalmic and Optometric Support Services and Allied Professions.$36,982Health and Medical Administrative Services.$35,963Dental Support Services and Allied Professions.$31,916Allied Health and Medical Assisting Services.$30,182Somatic Bodywork and Related Therapeutic Services.$23,215
SECTION 06 · BY CIP FAMILY
8 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
HEALTH PROFESSIONS · CIP 51
Practical Nursing, Vocational Nursing and Nursing Assistants.$56,132Allied Health and Medical Assisting Services.$30,182Allied Health Diagnostic, Intervention, and Treatment Professions.$60,351Health and Medical Administrative Services.$35,963Dental Support Services and Allied Professions.$31,916Ophthalmic and Optometric Support Services and Allied Professions.$36,982Allied Health and Medical Assisting Services.$76,812Somatic Bodywork and Related Therapeutic Services.$23,215
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in California
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“American Career College-Ontario graduates earn $X” — not “American Career College-Ontario makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending American Career College-Ontario caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.