+29%
Median federal debt at exit
Median federal debt at exit at Point Loma Nazarene University rose 29% between 2007 and 2010 ($11.6k → $15.0k).
California · Private nonprofit · Predominantly bachelor's
Point Loma Nazarene University
San Diego, California. 3,132 undergraduate students. 70 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Point Loma Nazarene University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Point Loma Nazarene University fell 100% between 2021 and 2024 (0.3% → 0.0%).
+17%
Out-of-state tuition
Out-of-state tuition at Point Loma Nazarene University rose 17% between 2021 and 2024 ($39.5k → $46.2k).
+14%
In-state tuition
In-state tuition at Point Loma Nazarene University rose 14% between 2007 and 2010 ($23.7k → $27.1k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. California
Each tile compares this institution to the California median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$63,998+17% · 6→10y
California median $42,588$54,811
Treasury earnings · 6y post-entry73.8%+61% · '97→'24
California median 61.3%$19,500+60% · '97→'10
At program completion3,132+14% · '96→'10
latest IPEDS86.1%+2% · '04→'10
first-time, full-time81.8%+10% · '01→'24
latest cohort$43,550+89% · '00→'10
out-of-state $43,550SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
4.1%Median federal debt $19,500 amortized over 10 years vs. median earnings $63,998 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+61%
Point Loma Nazarene University · completion · 150% rose
47.9% → 77.2%
+109%
Point Loma Nazarene University · completion · 100% rose
32.5% → 67.9%
+89%
Point Loma Nazarene University · in-state tuition rose
$14,340 → $27,100
+222%
Point Loma Nazarene University · out-of-state tuition rose
$14,342 → $46,250
+60%
Point Loma Nazarene University · median debt rose
$9,375 → $15,000
-100%
Point Loma Nazarene University · cohort default rate fell
3.1% → 0.0%
+27%
Point Loma Nazarene University · pell share rose
17.7% → 22.5%
+41%
Point Loma Nazarene University · earnings_median_8yr rose
$42,300 → $59,692
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$143,553Finance and Financial Management Services.$116,716Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$108,557Accounting and Related Services.$92,989Business Administration, Management and Operations.$83,749Education, General.$73,246Marketing.$70,128Allied Health Diagnostic, Intervention, and Treatment Professions.$67,791Design and Applied Arts.$59,941Business/Corporate Communications.$59,892Business Administration, Management and Operations.$55,709Human Development, Family Studies, and Related Services.$55,127Biology, General.$50,216Communication and Media Studies.$50,181Psychology, General.$46,959
SECTION 06 · BY CIP FAMILY
15 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
FAMILY & CONSUMER SCIENCES · CIP 19
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
PSYCHOLOGY · CIP 42
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
COMMUNICATION & JOURNALISM · CIP 09
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in California
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Point Loma Nazarene University graduates earn $X” — not “Point Loma Nazarene University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Point Loma Nazarene University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.