CIP 4228 · Master's Degree · Santa Clara University

Clinical, Counseling and Applied Psychology at Santa Clara University

Federal outcomes for master's degree graduates of Santa Clara University. 98 completers in the most recent 4-year window (109 in the latest year alone). Median earnings 5 years after completion: $90,576.

MEDIAN EARNINGS · 5Y
$90,576
California CIP-4 median $78,351
MEDIAN EARNINGS · 4Y
$78,513
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$61,500
At program completion
COMPLETERS · 4Y WINDOW
98
109 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Santa Clara University

9.0%
0%8% · GE20%+

Median federal debt $61,500 amortized over 10 years vs. median 5-year earnings $90,576.

Statewide CIP-4 peer median

10.5%
0%8% · GE20%+

Same debt against the California CIP 4228 peer-median earnings $78,351.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$61,500
$76,738$61,39720142018
Median federal debt at program exit.FoS
COMPLETERS · 2014201998
1288920142019
Annual completers (IPEDS C).IPEDS
FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$481,190
Over 40 years, discounted 5.0%
BREAKEVEN
Year 15
First year cumulative discounted earnings cross zero
graduationbreakeven · year 15year 0year 39
Cost per year
$41,599
HS-only baseline · CA
$41,880
Years to complete
6
CIP family
42

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →