+30%
Median federal debt at exit
Median federal debt at exit at University of the Pacific rose 30% between 2007 and 2010 ($11.0k → $14.2k).
California · Private nonprofit · Predominantly bachelor's
University of the Pacific
Stockton, California. 3,247 undergraduate students. 97 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at University of the Pacific
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at University of the Pacific fell 100% between 2021 and 2024 (0.5% → 0.0%).
+18%
In-state tuition
In-state tuition at University of the Pacific rose 18% between 2007 and 2010 ($29.0k → $34.1k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. California
Each tile compares this institution to the California median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$78,445+25% · 6→10y
California median $42,588$62,672
Treasury earnings · 6y post-entry67.8%+11% · '97→'24
California median 61.3%$17,653+23% · '97→'10
At program completion3,247+169% · '96→'10
latest IPEDS88.6%+4% · '04→'10
first-time, full-time94.9%-9% · '01→'24
latest cohort$55,340+61% · '01→'10
out-of-state $55,340SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.0%Median federal debt $17,653 amortized over 10 years vs. median earnings $78,445 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+169%
University of the Pacific · undergrad enrollment rose
1,388 → 3,740
+61%
University of the Pacific · in-state tuition rose
$21,150 → $34,100
+170%
University of the Pacific · out-of-state tuition rose
$21,150 → $57,080
+23%
University of the Pacific · median debt rose
$11,625 → $14,250
-100%
University of the Pacific · cohort default rate fell
2.3% → 0.0%
+20%
University of the Pacific · pell share rose
28.6% → 34.4%
+39%
University of the Pacific · earnings_median_8yr rose
$55,400 → $77,059
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Multi/Interdisciplinary Studies, Other.$182,091Pharmacy, Pharmaceutical Sciences, and Administration.$173,847Dentistry.$150,878Engineering, General.$137,805Computer Engineering.$135,717Business Administration, Management and Operations.$125,793Engineering, General.$109,111Engineering-Related Fields.$108,953Mechanical Engineering.$105,548Law.$103,883Civil Engineering.$103,144Biology, General.$101,618Computer Science.$96,655Communication Disorders Sciences and Services.$85,285Business Administration, Management and Operations.$84,621Economics.$80,142Communication Disorders Sciences and Services.$75,549Health and Physical Education/Fitness.$72,395Curriculum and Instruction.$69,358Biochemistry, Biophysics and Molecular Biology.$66,272Psychology, General.$65,588Communication and Media Studies.$61,580Romance Languages, Literatures, and Linguistics.$61,006Sociology.$57,798
Showing top 24 of 26 ranked programs.
SECTION 06 · BY CIP FAMILY
26 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
ENGINEERING · CIP 14
ENGINEERING TECHNOLOGIES · CIP 15
FOREIGN LANGUAGES · CIP 16
LEGAL PROFESSIONS · CIP 22
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
SOCIAL SCIENCES · CIP 45
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
COMMUNICATION & JOURNALISM · CIP 09
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in California
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“University of the Pacific graduates earn $X” — not “University of the Pacific makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending University of the Pacific caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.