-43%
First-year retention
First-year retention at IBMC College fell 43% between 2021 and 2024 (70.9% → 40.2%).
Colorado · Private for-profit · Predominantly certificates
IBMC College
Fort Collins, Colorado. 306 undergraduate students. 14 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at IBMC College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at IBMC College fell 100% between 2021 and 2024 (4.2% → 0.0%).
-27%
Undergraduate enrollment
Undergraduate enrollment at IBMC College fell 27% between 2021 and 2024 (409 → 297).
-22%
Undergraduate enrollment
Undergraduate enrollment fell 22% at IBMC College vs the 2018–2022 baseline (306 vs 393).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Colorado
Each tile compares this institution to the Colorado median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$34,432+10% · 6→10y
Colorado median $43,242$31,395
Treasury earnings · 6y post-entry68.5%+58% · '97→'09
Colorado median 55.5%$7,048+105% · '97→'20
At program completion306+26% · '96→'24
latest IPEDS47.9%-44% · '04→'24
first-time, full-time—
latest cohort$15,320+41% · '00→'23
out-of-state $15,320SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.7%Median federal debt $7,048 amortized over 10 years vs. median earnings $34,432 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+58%
IBMC College · completion · 150% rose
44.8% → 70.9%
-44%
IBMC College · retention fell
72.0% → 40.2%
+26%
IBMC College · undergrad enrollment rose
236 → 297
+41%
IBMC College · in-state tuition rose
$10,875 → $15,320
+41%
IBMC College · out-of-state tuition rose
$10,875 → $15,320
+105%
IBMC College · median debt rose
$4,265 → $8,750
-100%
IBMC College · cohort default rate fell
13.5% → 0.0%
+25%
IBMC College · earnings_median_8yr rose
$27,400 → $34,323
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Computer/Information Technology Administration and Management.$48,539Legal Support Services.$42,987Accounting and Related Services.$41,159Health and Medical Administrative Services.$38,436Allied Health and Medical Assisting Services.$36,732Allied Health and Medical Assisting Services.$32,910Somatic Bodywork and Related Therapeutic Services.$29,219Cosmetology and Related Personal Grooming Services.$28,738Somatic Bodywork and Related Therapeutic Services.$26,061
SECTION 06 · BY CIP FAMILY
9 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
PERSONAL & CULINARY SERVICES · CIP 12
LEGAL PROFESSIONS · CIP 22
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at IBMC College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
-$130,181
Over 40 years, discounted 5.0%
BREAKEVEN
—
Doesn’t reach breakeven within the horizon
- Cost per year
- $24,824
- HS-only baseline · CO
- $40,100
- Years to complete
- 1
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Colorado
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“IBMC College graduates earn $X” — not “IBMC College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending IBMC College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.