-32%
150%-time completion
150%-time completion at Gulf Coast State College fell 32% between 2021 and 2024 (63.5% → 43.5%).
Florida · Public · Predominantly associate's
Gulf Coast State College
Panama City, Florida. 3,614 undergraduate students. 62 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Gulf Coast State College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Gulf Coast State College fell 100% between 2021 and 2024 (2.0% → 0.0%).
+15%
Undergraduate enrollment
Undergraduate enrollment at Gulf Coast State College rose 15% between 2021 and 2024 (3.4k → 3.9k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Florida
Each tile compares this institution to the Florida median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$38,359+14% · 6→10y
Florida median $36,288$33,651
Treasury earnings · 6y post-entry44.8%+186% · '97→'24
Florida median 65.6%$5,500+172% · '97→'20
At program completion3,614-6% · '96→'24
latest IPEDS—+1% · '04→'09
first-time, full-time—
latest cohort$2,370+79% · '00→'24
out-of-state $8,635SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
1.9%Median federal debt $5,500 amortized over 10 years vs. median earnings $38,359 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+186%
Gulf Coast State College · completion · 150% rose
15.2% → 43.5%
+79%
Gulf Coast State College · in-state tuition rose
$1,325 → $2,370
+69%
Gulf Coast State College · out-of-state tuition rose
$5,120 → $8,635
+172%
Gulf Coast State College · median debt rose
$2,625 → $7,147
-100%
Gulf Coast State College · cohort default rate fell
20.0% → 0.0%
+21%
Gulf Coast State College · earnings_median_10yr rose
$31,700 → $38,359
+21%
Gulf Coast State College · earnings_median_8yr rose
$30,600 → $36,964
+28%
Gulf Coast State College · earnings_median_6yr rose
$26,300 → $33,651
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$70,993Allied Health Diagnostic, Intervention, and Treatment Professions.$61,160Allied Health and Medical Assisting Services.$51,125Criminal Justice and Corrections.$45,942Liberal Arts and Sciences, General Studies and Humanities.$40,804
SECTION 06 · BY CIP FAMILY
5 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
LIBERAL ARTS & GENERAL STUDIES · CIP 24
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Gulf Coast State College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$144,575
Over 40 years, discounted 5.0%
BREAKEVEN
Year 11
First year cumulative discounted earnings cross zero
- Cost per year
- $3,860
- HS-only baseline · FL
- $35,400
- Years to complete
- 2
- CIP family
- 24
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Florida
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Gulf Coast State College graduates earn $X” — not “Gulf Coast State College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Gulf Coast State College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.