-100%
3-year cohort default rate
3-year cohort default rate at Pasco-Hernando State College fell 100% between 2021 and 2024 (2.6% → 0.0%).
Florida · Public · Predominantly associate's
Pasco-Hernando State College
New Port Richey, Florida. 6,933 undergraduate students. 54 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Pasco-Hernando State College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Florida
Each tile compares this institution to the Florida median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$39,903+15% · 6→10y
Florida median $36,288$34,724
Treasury earnings · 6y post-entry42.9%+71% · '97→'24
Florida median 65.6%$7,000+188% · '97→'20
At program completion6,933+43% · '96→'24
latest IPEDS—-3% · '04→'13
first-time, full-time—
latest cohort$3,155+117% · '00→'24
out-of-state $12,032SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.3%Median federal debt $7,000 amortized over 10 years vs. median earnings $39,903 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+71%
Pasco-Hernando State College · completion · 150% rose
24.0% → 41.0%
+43%
Pasco-Hernando State College · undergrad enrollment rose
4,826 → 6,900
+117%
Pasco-Hernando State College · in-state tuition rose
$1,456 → $3,155
+123%
Pasco-Hernando State College · out-of-state tuition rose
$5,386 → $12,032
+188%
Pasco-Hernando State College · median debt rose
$3,313 → $9,535
-100%
Pasco-Hernando State College · cohort default rate fell
19.1% → 0.0%
+24%
Pasco-Hernando State College · earnings_median_10yr rose
$32,200 → $39,903
+28%
Pasco-Hernando State College · earnings_median_8yr rose
$29,100 → $37,227
+27%
Pasco-Hernando State College · earnings_median_6yr rose
$27,300 → $34,724
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$75,321Allied Health Diagnostic, Intervention, and Treatment Professions.$49,379Business Administration, Management and Operations.$47,315Legal Support Services.$39,435Liberal Arts and Sciences, General Studies and Humanities.$38,927Mental and Social Health Services and Allied Professions.$28,099
SECTION 06 · BY CIP FAMILY
6 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
LEGAL PROFESSIONS · CIP 22
LIBERAL ARTS & GENERAL STUDIES · CIP 24
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Pasco-Hernando State College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$99,962
Over 40 years, discounted 5.0%
BREAKEVEN
Year 16
First year cumulative discounted earnings cross zero
- Cost per year
- $6,603
- HS-only baseline · FL
- $35,400
- Years to complete
- 2
- CIP family
- 24
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Florida
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Pasco-Hernando State College graduates earn $X” — not “Pasco-Hernando State College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Pasco-Hernando State College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.