CIP 2605 · Bachelor's Degree · University of Miami

Microbiological Sciences and Immunology at University of Miami

Federal outcomes for bachelor's degree graduates of University of Miami. 60 completers in the most recent 4-year window (38 in the latest year alone). Median earnings 5 years after completion: $68,435.

MEDIAN EARNINGS · 5Y
$68,435
Florida CIP-4 median $60,469
MEDIAN EARNINGS · 4Y
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$18,625
At program completion
COMPLETERS · 4Y WINDOW
60
38 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at University of Miami

3.6%
0%8% · GE20%+

Median federal debt $18,625 amortized over 10 years vs. median 5-year earnings $68,435.

Statewide CIP-4 peer median

4.1%
0%8% · GE20%+

Same debt against the Florida CIP 2605 peer-median earnings $60,469.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$18,625
$22,000$15,00020142018
Median federal debt at program exit.FoS
COMPLETERS · 2014201960
633820142019
Annual completers (IPEDS C).IPEDS
FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$536,142
Over 40 years, discounted 5.0%
BREAKEVEN
Year 8
First year cumulative discounted earnings cross zero
graduationbreakeven · year 8year 0year 39
Cost per year
$20,250
HS-only baseline · FL
$35,400
Years to complete
4
CIP family
26

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 2605

Microbiological Sciences and Immunology across Florida institutions

Same CIP-4 code and credential level, all Florida Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

University of MiamiTHIS PROGRAM$68,43560 grads
UFPEER$60,469197 gradsUSFPEER$59,71125 grads
SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →