-14%
Public bachelor's-predominant peer
10-year earnings at University of West Florida are 14% below the public bachelor's-predominant peer median ($49.1k vs $57.2k).
Florida · Public · Predominantly bachelor's
University of West Florida
Pensacola, Florida. 9,042 undergraduate students. 109 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at University of West Florida
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at University of West Florida fell 100% between 2021 and 2024 (1.8% → 0.0%).
+35%
100%-time completion
100%-time completion at University of West Florida rose 35% between 2021 and 2024 (34.8% → 47.0%).
+13%
150%-time completion
150%-time completion at University of West Florida rose 13% between 2021 and 2024 (52.0% → 58.8%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Florida
Each tile compares this institution to the Florida median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$49,137+16% · 6→10y
Florida median $36,288$42,204
Treasury earnings · 6y post-entry61.8%+79% · '97→'24
Florida median 65.6%$13,000+202% · '97→'20
At program completion9,042+64% · '96→'24
latest IPEDS87.6%+23% · '04→'24
first-time, full-time56.9%-29% · '01→'24
latest cohort$6,360+216% · '00→'24
out-of-state $19,241SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.5%Median federal debt $13,000 amortized over 10 years vs. median earnings $49,137 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+79%
University of West Florida · completion · 150% rose
32.9% → 58.8%
+346%
University of West Florida · completion · 100% rose
10.5% → 47.0%
+23%
University of West Florida · retention rose
72.0% → 88.8%
+64%
University of West Florida · undergrad enrollment rose
5,700 → 9,330
+216%
University of West Florida · in-state tuition rose
$2,011 → $6,360
+138%
University of West Florida · out-of-state tuition rose
$8,068 → $19,241
+202%
University of West Florida · median debt rose
$5,500 → $16,624
-100%
University of West Florida · cohort default rate fell
7.3% → 0.0%
+43%
University of West Florida · pell share rose
23.2% → 33.1%
+24%
University of West Florida · earnings_median_10yr rose
$39,700 → $49,137
+27%
University of West Florida · earnings_median_6yr rose
$33,200 → $42,204
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Public Health.$145,561Computer and Information Sciences, General.$106,161Electrical, Electronics and Communications Engineering.$92,915Curriculum and Instruction.$79,561Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$79,429Accounting and Related Services.$78,531Computer and Information Sciences, General.$76,961Special Education and Teaching.$72,406Mathematics.$68,555Business Administration, Management and Operations.$68,305Clinical/Medical Laboratory Science/Research and Allied Professions.$68,243Educational Administration and Supervision.$66,001Business Administration, Management and Operations.$65,643Mathematics.$65,538Business Administration, Management and Operations.$64,423Computer and Information Sciences, General.$63,521Psychology, General.$63,420Finance and Financial Management Services.$61,307Accounting and Related Services.$58,098Curriculum and Instruction.$56,666Social Work.$55,864Marketing.$55,524Business/Commerce, General.$53,294Marketing.$53,101
Showing top 24 of 49 ranked programs.
SECTION 06 · BY CIP FAMILY
49 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
Special Education and Teaching.$72,406Educational Administration and Supervision.$66,001Special Education and Teaching.$47,301Teacher Education and Professional Development, Specific Levels and Methods.$43,416Curriculum and Instruction.$56,666Curriculum and Instruction.$79,561Student Counseling and Personnel Services.$52,752Teacher Education and Professional Development, Specific Subject Areas.$48,738
ENGINEERING · CIP 14
LEGAL PROFESSIONS · CIP 22
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$79,429Health Services/Allied Health/Health Sciences, General.$51,114Public Health.$145,561Clinical/Medical Laboratory Science/Research and Allied Professions.$68,243Allied Health Diagnostic, Intervention, and Treatment Professions.$45,413
BUSINESS, MANAGEMENT & MARKETING · CIP 52
Business Administration, Management and Operations.$68,305Business Administration, Management and Operations.$64,423Business/Commerce, General.$53,294Finance and Financial Management Services.$61,307Accounting and Related Services.$58,098Marketing.$53,101Accounting and Related Services.$78,531Hospitality Administration/Management.$41,233Business Administration, Management and Operations.$65,643Marketing.$55,524
HISTORY · CIP 54
NATURAL RESOURCES & CONSERVATION · CIP 03
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at University of West Florida
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$264,437
Over 40 years, discounted 5.0%
BREAKEVEN
Year 6
First year cumulative discounted earnings cross zero
- Cost per year
- $8,264
- HS-only baseline · FL
- $35,400
- Years to complete
- 2
- CIP family
- 24
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Florida
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“University of West Florida graduates earn $X” — not “University of West Florida makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending University of West Florida caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.