-100%
3-year cohort default rate
3-year cohort default rate at Educators of Beauty College of Cosmetology-Sterling fell 100% between 2021 and 2024 (5.7% → 0.0%).
Illinois · Private for-profit · Predominantly certificates
Educators of Beauty College of Cosmetology-Sterling
Sterling, Illinois. 57 undergraduate students. 1 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Educators of Beauty College of Cosmetology-Sterling
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+82%
150%-time completion
150%-time completion at Educators of Beauty College of Cosmetology-Sterling rose 81% between 2006 and 2009 (38.2% → 69.4%).
+69%
Undergraduate enrollment
Undergraduate enrollment at Educators of Beauty College of Cosmetology-Sterling rose 69% between 2021 and 2024 (35 → 59).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Illinois
Each tile compares this institution to the Illinois median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$21,463+15% · 6→10y
Illinois median $40,810$18,716
Treasury earnings · 6y post-entry66.7%+19% · '99→'09
Illinois median 53.3%$9,500+275% · '97→'20
At program completion57+69% · '96→'24
latest IPEDS53.3%-4% · '04→'24
first-time, full-time—±0% · '01→'08
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
5.9%Median federal debt $9,500 amortized over 10 years vs. median earnings $21,463 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+275%
Educators of Beauty College of Cosmetology-Sterling · median debt rose
$2,625 → $9,833
-100%
Educators of Beauty College of Cosmetology-Sterling · cohort default rate fell
11.7% → 0.0%
+25%
Educators of Beauty College of Cosmetology-Sterling · pell share rose
49.5% → 61.9%
+26%
Educators of Beauty College of Cosmetology-Sterling · earnings_median_10yr rose
$17,000 → $21,463
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
1 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
PERSONAL & CULINARY SERVICES · CIP 12
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Educators of Beauty College of Cosmetology-Sterling
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
-$358,044
Over 40 years, discounted 5.0%
BREAKEVEN
—
Doesn’t reach breakeven within the horizon
- Cost per year
- $13,521
- HS-only baseline · IL
- $38,300
- Years to complete
- 1
- CIP family
- 12
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Illinois
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Educators of Beauty College of Cosmetology-Sterling graduates earn $X” — not “Educators of Beauty College of Cosmetology-Sterling makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Educators of Beauty College of Cosmetology-Sterling caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.