-100%
3-year cohort default rate
3-year cohort default rate at North Central College fell 100% between 2021 and 2024 (1.5% → 0.0%).
Illinois · Private nonprofit · Predominantly bachelor's
North Central College
Naperville, Illinois. 2,360 undergraduate students. 71 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at North Central College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Illinois
Each tile compares this institution to the Illinois median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$60,123+16% · 6→10y
Illinois median $40,810$51,762
Treasury earnings · 6y post-entry71.1%+5% · '00→'24
Illinois median 53.3%$18,750+147% · '97→'20
At program completion2,360+38% · '96→'24
latest IPEDS81.7%+3% · '04→'24
first-time, full-time58.3%-1% · '01→'24
latest cohort$44,394+181% · '00→'24
out-of-state $44,394SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
4.2%Median federal debt $18,750 amortized over 10 years vs. median earnings $60,123 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+38%
North Central College · undergrad enrollment rose
1,759 → 2,428
+181%
North Central College · in-state tuition rose
$16,290 → $45,726
+181%
North Central College · out-of-state tuition rose
$16,290 → $45,726
+147%
North Central College · median debt rose
$9,920 → $24,500
-100%
North Central College · cohort default rate fell
5.5% → 0.0%
+28%
North Central College · pell share rose
18.7% → 23.9%
+22%
North Central College · earnings_median_10yr rose
$49,300 → $60,123
+23%
North Central College · earnings_median_8yr rose
$44,700 → $55,116
+29%
North Central College · earnings_median_6yr rose
$40,100 → $51,762
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Computer Science.$108,019Business Administration, Management and Operations.$101,130Finance and Financial Management Services.$83,703Accounting and Related Services.$79,216Human Resources Management and Services.$71,402Biology, General.$68,342Public Relations, Advertising, and Applied Communication.$66,959Political Science and Government.$66,258Business Administration, Management and Operations.$65,055Marketing.$62,422Liberal Arts and Sciences, General Studies and Humanities.$61,392Teacher Education and Professional Development, Specific Levels and Methods.$58,760Design and Applied Arts.$54,631Psychology, General.$53,147Health and Physical Education/Fitness.$50,987Sociology.$50,634Drama/Theatre Arts and Stagecraft.$34,084
SECTION 06 · BY CIP FAMILY
17 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
LIBERAL ARTS & GENERAL STUDIES · CIP 24
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
BUSINESS, MANAGEMENT & MARKETING · CIP 52
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at North Central College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$162,513
Over 40 years, discounted 5.0%
BREAKEVEN
Year 16
First year cumulative discounted earnings cross zero
- Cost per year
- $18,725
- HS-only baseline · IL
- $38,300
- Years to complete
- 4
- CIP family
- 42
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Illinois
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“North Central College graduates earn $X” — not “North Central College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending North Central College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.