-100%
3-year cohort default rate
3-year cohort default rate at Saint Xavier University fell 100% between 2021 and 2024 (1.7% → 0.0%).
Illinois · Private nonprofit · Predominantly bachelor's
Saint Xavier University
Chicago, Illinois. 3,030 undergraduate students. 81 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Saint Xavier University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+13%
100%-time completion
100%-time completion at Saint Xavier University rose 13% between 2021 and 2024 (38.1% → 43.0%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Illinois
Each tile compares this institution to the Illinois median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$58,656+16% · 6→10y
Illinois median $40,810$50,784
Treasury earnings · 6y post-entry59.0%+4% · '97→'24
Illinois median 53.3%$16,699+97% · '97→'20
At program completion3,030+30% · '96→'24
latest IPEDS74.4%-2% · '04→'24
first-time, full-time85.8%+14% · '01→'24
latest cohort$36,840+153% · '01→'24
out-of-state $36,840SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.8%Median federal debt $16,699 amortized over 10 years vs. median earnings $58,656 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+37%
Saint Xavier University · completion · 100% rose
31.3% → 43.0%
+30%
Saint Xavier University · undergrad enrollment rose
2,377 → 3,096
+153%
Saint Xavier University · in-state tuition rose
$15,000 → $37,940
+153%
Saint Xavier University · out-of-state tuition rose
$15,000 → $37,940
+97%
Saint Xavier University · median debt rose
$11,272 → $22,223
-100%
Saint Xavier University · cohort default rate fell
8.4% → 0.0%
+50%
Saint Xavier University · pell share rose
39.3% → 58.9%
+23%
Saint Xavier University · earnings_median_6yr rose
$41,200 → $50,784
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$118,978Business Administration, Management and Operations.$101,722Finance and Financial Management Services.$89,031Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$83,102Accounting and Related Services.$78,176Business, Management, Marketing, and Related Support Services, Other.$77,751Communication Disorders Sciences and Services.$77,306Finance and Financial Management Services.$77,093Teacher Education and Professional Development, Specific Subject Areas.$66,886Criminal Justice and Corrections.$66,567Special Education and Teaching.$65,449Communication Disorders Sciences and Services.$64,220Marketing.$64,164Curriculum and Instruction.$63,888Business/Commerce, General.$63,363Computer and Information Sciences, General.$60,076Teacher Education and Professional Development, Specific Levels and Methods.$58,838Biology, General.$57,276Communication and Media Studies.$57,123Teacher Education and Professional Development, Specific Subject Areas.$56,747Student Counseling and Personnel Services.$52,458Liberal Arts and Sciences, General Studies and Humanities.$52,042Sociology.$51,583Teacher Education and Professional Development, Specific Levels and Methods.$49,081
Showing top 24 of 27 ranked programs.
SECTION 06 · BY CIP FAMILY
27 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
Teacher Education and Professional Development, Specific Levels and Methods.$58,838Teacher Education and Professional Development, Specific Levels and Methods.$49,081Teacher Education and Professional Development, Specific Subject Areas.$56,747Special Education and Teaching.$65,449Curriculum and Instruction.$63,888Student Counseling and Personnel Services.$52,458Teacher Education and Professional Development, Specific Subject Areas.$66,886
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
SOCIAL SCIENCES · CIP 45
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
Business/Commerce, General.$63,363Marketing.$64,164Business Administration, Management and Operations.$101,722Finance and Financial Management Services.$77,093Accounting and Related Services.$78,176Business, Management, Marketing, and Related Support Services, Other.$77,751Finance and Financial Management Services.$89,031
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Saint Xavier University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$783,654
Over 40 years, discounted 5.0%
BREAKEVEN
Year 6
First year cumulative discounted earnings cross zero
- Cost per year
- $11,794
- HS-only baseline · IL
- $38,300
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Illinois
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Saint Xavier University graduates earn $X” — not “Saint Xavier University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Saint Xavier University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.