-14%
150%-time completion
150%-time completion at University of Spa & Cosmetology Arts fell 14% between 2006 and 2009 (70.2% → 60.7%).
Illinois · Private for-profit · Predominantly certificates
University of Spa & Cosmetology Arts
Springfield, Illinois. 165 undergraduate students. 3 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at University of Spa & Cosmetology Arts
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at University of Spa & Cosmetology Arts fell 100% between 2021 and 2024 (0.9% → 0.0%).
+19%
First-year retention
First-year retention at University of Spa & Cosmetology Arts rose 19% between 2021 and 2024 (62.2% → 73.7%).
-17%
Median federal debt at exit
Median federal debt at exit at University of Spa & Cosmetology Arts fell 17% between 2017 and 2020 ($5.5k → $4.6k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Illinois
Each tile compares this institution to the Illinois median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$27,084+9% · 6→10y
Illinois median $40,810$24,853
Treasury earnings · 6y post-entry60.0%-1% · '97→'09
Illinois median 53.3%$4,124+249% · '97→'20
At program completion165+113% · '96→'24
latest IPEDS66.7%+17% · '04→'24
first-time, full-time—
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.0%Median federal debt $4,124 amortized over 10 years vs. median earnings $27,084 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+17%
University of Spa & Cosmetology Arts · retention rose
63.0% → 73.7%
+44%
University of Spa & Cosmetology Arts · undergrad enrollment rose
77 → 164
+249%
University of Spa & Cosmetology Arts · median debt rose
$1,313 → $4,584
-100%
University of Spa & Cosmetology Arts · cohort default rate fell
16.8% → 0.0%
+58%
University of Spa & Cosmetology Arts · earnings_median_10yr rose
$17,100 → $27,084
+41%
University of Spa & Cosmetology Arts · earnings_median_8yr rose
$16,400 → $23,052
+37%
University of Spa & Cosmetology Arts · earnings_median_6yr rose
$18,100 → $24,853
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
1 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
PERSONAL & CULINARY SERVICES · CIP 12
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at University of Spa & Cosmetology Arts
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
-$184,048
Over 40 years, discounted 5.0%
BREAKEVEN
—
Doesn’t reach breakeven within the horizon
- Cost per year
- $16,994
- HS-only baseline · IL
- $38,300
- Years to complete
- 1
- CIP family
- 12
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Illinois
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“University of Spa & Cosmetology Arts graduates earn $X” — not “University of Spa & Cosmetology Arts makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending University of Spa & Cosmetology Arts caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.