CIP 4407 · Master's Degree · Indiana University-South Bend

Social Work at Indiana University-South Bend

Federal outcomes for master's degree graduates of Indiana University-South Bend. Median earnings 5 years after completion: $61,906.

MEDIAN EARNINGS · 5Y
$61,906
Indiana CIP-4 median $60,585
MEDIAN EARNINGS · 4Y
$53,104
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$31,271
At program completion
COMPLETERS · 4Y WINDOW
IPEDS award counts
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Indiana University-South Bend

6.7%
0%8% · GE20%+

Median federal debt $31,271 amortized over 10 years vs. median 5-year earnings $61,906.

Statewide CIP-4 peer median

6.9%
0%8% · GE20%+

Same debt against the Indiana CIP 4407 peer-median earnings $60,585.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$31,271
$40,964$30,82520142018
Median federal debt at program exit.FoS
DEBT_MEDIAN · 20142018-24%

Social Work at Indiana University-South Bend · debt_median fell

40,964 → 31,271

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$359,604
Over 40 years, discounted 5.0%
BREAKEVEN
Year 11
First year cumulative discounted earnings cross zero
graduationbreakeven · year 11year 0year 39
Cost per year
$9,272
HS-only baseline · IN
$36,400
Years to complete
6
CIP family
44

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 4407

Social Work across Indiana institutions

Same CIP-4 code and credential level, all Indiana Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →