-26%
100%-time completion
100%-time completion at Saint Mary-of-the-Woods College fell 26% between 2021 and 2024 (50.0% → 37.0%).
Indiana · Private nonprofit · Predominantly bachelor's
Saint Mary-of-the-Woods College
Saint Mary of the Woods, Indiana. 896 undergraduate students. 52 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Saint Mary-of-the-Woods College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-25%
150%-time completion
150%-time completion at Saint Mary-of-the-Woods College fell 25% between 2021 and 2024 (62.3% → 46.6%).
-16%
First-year retention
First-year retention at Saint Mary-of-the-Woods College fell 16% between 2021 and 2024 (73.7% → 61.8%).
+12%
In-state tuition
In-state tuition at Saint Mary-of-the-Woods College rose 12% between 2021 and 2024 ($31.4k → $35.3k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Indiana
Each tile compares this institution to the Indiana median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$43,845+5% · 6→10y
Indiana median $46,945$41,863
Treasury earnings · 6y post-entry52.3%-9% · '97→'24
Indiana median 60.7%$13,600+559% · '97→'20
At program completion896-22% · '96→'24
latest IPEDS67.3%-15% · '04→'24
first-time, full-time76.1%-18% · '01→'24
latest cohort$33,490+138% · '00→'24
out-of-state $33,490SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
4.1%Median federal debt $13,600 amortized over 10 years vs. median earnings $43,845 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
-15%
Saint Mary-of-the-Woods College · retention fell
73.0% → 61.8%
-22%
Saint Mary-of-the-Woods College · undergrad enrollment fell
1,093 → 853
+138%
Saint Mary-of-the-Woods College · in-state tuition rose
$14,840 → $35,270
+138%
Saint Mary-of-the-Woods College · out-of-state tuition rose
$14,840 → $35,270
+559%
Saint Mary-of-the-Woods College · median debt rose
$2,963 → $19,512
-100%
Saint Mary-of-the-Woods College · cohort default rate fell
9.5% → 0.0%
+43%
Saint Mary-of-the-Woods College · pell share rose
35.0% → 49.9%
+38%
Saint Mary-of-the-Woods College · earnings_median_10yr rose
$31,800 → $43,845
+42%
Saint Mary-of-the-Woods College · earnings_median_8yr rose
$30,000 → $42,730
+43%
Saint Mary-of-the-Woods College · earnings_median_6yr rose
$29,200 → $41,863
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
6 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
THEOLOGY & RELIGIOUS VOCATIONS · CIP 39
PSYCHOLOGY · CIP 42
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Saint Mary-of-the-Woods College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
-$13,738
Over 40 years, discounted 5.0%
BREAKEVEN
—
Doesn’t reach breakeven within the horizon
- Cost per year
- $44,117
- HS-only baseline · IN
- $36,400
- Years to complete
- 6
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Indiana
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Saint Mary-of-the-Woods College graduates earn $X” — not “Saint Mary-of-the-Woods College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Saint Mary-of-the-Woods College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.