CIP 1301 · Master's Degree · Georgetown College

Education, General at Georgetown College

Federal outcomes for master's degree graduates of Georgetown College. Median earnings 5 years after completion: $49,551.

MEDIAN EARNINGS · 5Y
$49,551
Kentucky CIP-4 median $47,770
MEDIAN EARNINGS · 4Y
$46,381
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$14,155
At program completion
COMPLETERS · 4Y WINDOW
IPEDS award counts
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Georgetown College

3.8%
0%8% · GE20%+

Median federal debt $14,155 amortized over 10 years vs. median 5-year earnings $49,551.

Statewide CIP-4 peer median

3.9%
0%8% · GE20%+

Same debt against the Kentucky CIP 1301 peer-median earnings $47,770.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$14,155
$18,062$14,15520142018
Median federal debt at program exit.FoS
COMPLETERS · 201520170
128020152017
Annual completers (IPEDS C).IPEDS
DEBT_MEDIAN · 20142018-22%

Education, General at Georgetown College · debt_median fell

18,062 → 14,155

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$130,661
Over 40 years, discounted 5.0%
BREAKEVEN
Year 16
First year cumulative discounted earnings cross zero
graduationbreakeven · year 16year 0year 39
Cost per year
$9,698
HS-only baseline · KY
$33,900
Years to complete
6
CIP family
13

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 1301

Education, General across Kentucky institutions

Same CIP-4 code and credential level, all Kentucky Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

Georgetown CollegeTHIS PROGRAM$49,551
Morehead State UniversityPEER$47,77030 grads
SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →