CIP 5123 · Master's Degree · University of Southern Maine

Rehabilitation and Therapeutic Professions at University of Southern Maine

Federal outcomes for master's degree graduates of University of Southern Maine. 37 completers in the most recent 4-year window (36 in the latest year alone). Median earnings 5 years after completion: $63,551.

MEDIAN EARNINGS · 5Y
$63,551
Maine CIP-4 median $79,218
MEDIAN EARNINGS · 4Y
$56,680
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$53,684
At program completion
COMPLETERS · 4Y WINDOW
37
36 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at University of Southern Maine

11.3%
0%8% · GE20%+

Median federal debt $53,684 amortized over 10 years vs. median 5-year earnings $63,551.

Statewide CIP-4 peer median

9.0%
0%8% · GE20%+

Same debt against the Maine CIP 5123 peer-median earnings $79,218.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$53,684
$58,465$53,58120142018
Median federal debt at program exit.FoS
COMPLETERS · 2014201937
372420142019
Annual completers (IPEDS C).IPEDS
FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$370,332
Over 40 years, discounted 5.0%
BREAKEVEN
Year 11
First year cumulative discounted earnings cross zero
graduationbreakeven · year 11year 0year 39
Cost per year
$10,828
HS-only baseline · ME
$36,200
Years to complete
6
CIP family
51

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 5123

Rehabilitation and Therapeutic Professions across Maine institutions

Same CIP-4 code and credential level, all Maine Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

University of New EnglandPEER$79,21849 gradsHusson UniversityPEER$66,36114 grads
University of Southern MaineTHIS PROGRAM$63,55137 grads
SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →