Maryland · Public · Predominantly associate's

College of Southern Maryland

La Plata, Maryland. 4,422 undergraduate students. 62 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at College of Southern Maryland

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

LONG-ARC SHIFT · TRENDING WORSE-12%

Undergraduate enrollment

Undergraduate enrollment at College of Southern Maryland fell 12% between 2021 and 2024 (5.1k → 4.5k).

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at College of Southern Maryland fell 100% between 2021 and 2024 (2.7% → 0.0%).

LONG-ARC SHIFT · TRENDING WORSE+11%

Out-of-state tuition

Out-of-state tuition at College of Southern Maryland rose 11% between 2021 and 2024 ($9.0k → $10.1k).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Maryland

Each tile compares this institution to the Maryland median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$44,435+19% · 6→10y
Maryland median $46,719
MEDIAN EARNINGS · 6Y
$37,269
Treasury earnings · 6y post-entry
COMPLETION · 150%
33.3%-14% · '97→'09
Maryland median 52.1%
MEDIAN FEDERAL DEBT
$5,500+224% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
4,422+8% · '96→'24
latest IPEDS
RETENTION
68.9%+6% · '04→'24
first-time, full-time
ADMISSION RATE
latest cohort
IN-STATE TUITION
$4,200-17% · '00→'24
out-of-state $9,450
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

1.6%
0%8% · GE20%+

Median federal debt $5,500 amortized over 10 years vs. median earnings $44,435 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 199620244,512
8,5894,03019962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997200914.4%
23%11%19972009
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$8,500
$9,971$2,50019972020
Median federal student debt at exit.SCORECARD
OUT-OF-STATE TUITION · 20002024+55%

College of Southern Maryland · out-of-state tuition rose

$6,480 → $10,050

MEDIAN DEBT · 19972020+224%

College of Southern Maryland · median debt rose

$2,625 → $8,500

COHORT DEFAULT RATE · 20112024-100%

College of Southern Maryland · cohort default rate fell

13.7% → 0.0%

PELL SHARE · 20082024+52%

College of Southern Maryland · pell share rose

17.0% → 25.9%

SECTION 06 · BY CIP FAMILY

6 programs with earnings, grouped

Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.

COMPUTER & INFORMATION SCIENCES · CIP 11

LIBERAL ARTS & GENERAL STUDIES · CIP 24

HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43

HEALTH PROFESSIONS · CIP 51

BUSINESS, MANAGEMENT & MARKETING · CIP 52

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at College of Southern Maryland

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$249,327
Over 40 years, discounted 5.0%
BREAKEVEN
Year 5
First year cumulative discounted earnings cross zero
graduationbreakeven · year 5year 0year 39
Cost per year
$8,484
HS-only baseline · MD
$41,100
Years to complete
1
CIP family
24

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

College of Southern Maryland graduates earn $X” — not “College of Southern Maryland makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending College of Southern Maryland caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →