CIP 5109 · Undergraduate Certificate or Diploma · Institute of Health Sciences

Allied Health Diagnostic, Intervention, and Treatment Professions at Institute of Health Sciences

Federal outcomes for undergraduate certificate or diploma graduates of Institute of Health Sciences. 107 completers in the most recent 4-year window (106 in the latest year alone). Median earnings 5 years after completion: $71,224.

MEDIAN EARNINGS · 5Y
$71,224
Maryland CIP-4 median $51,841
MEDIAN EARNINGS · 4Y
$58,383
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$11,600
At program completion
COMPLETERS · 4Y WINDOW
107
106 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Institute of Health Sciences

2.2%
0%8% · GE20%+

Median federal debt $11,600 amortized over 10 years vs. median 5-year earnings $71,224.

Statewide CIP-4 peer median

3.0%
0%8% · GE20%+

Same debt against the Maryland CIP 5109 peer-median earnings $51,841.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$11,600
$11,600$9,50020142018
Median federal debt at program exit.FoS
COMPLETERS · 20142019107
1077920142019
Annual completers (IPEDS C).IPEDS
DEBT_MEDIAN · 20142018+22%

Allied Health Diagnostic, Intervention, and Treatment Professions at Institute of Health Sciences · debt_median rose

9,500 → 11,600

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$696,207
Over 40 years, discounted 5.0%
BREAKEVEN
Year 2
First year cumulative discounted earnings cross zero
graduationbreakeven · year 2year 0year 39
Cost per year
$20,067
HS-only baseline · MD
$41,100
Years to complete
1
CIP family
51

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 5109

Allied Health Diagnostic, Intervention, and Treatment Professions across Maryland institutions

Same CIP-4 code and credential level, all Maryland Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →