-100%
3-year cohort default rate
3-year cohort default rate at Salisbury University fell 100% between 2021 and 2024 (1.4% → 0.0%).
Maryland · Public · Predominantly bachelor's
Salisbury University
Salisbury, Maryland. 6,056 undergraduate students. 69 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Salisbury University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Maryland
Each tile compares this institution to the Maryland median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$61,515+18% · 6→10y
Maryland median $46,719$51,926
Treasury earnings · 6y post-entry67.5%+13% · '97→'24
Maryland median 52.1%$15,750+144% · '97→'20
At program completion6,056+25% · '96→'24
latest IPEDS80.3%-4% · '04→'24
first-time, full-time88.6%+68% · '01→'24
latest cohort$10,638+157% · '00→'24
out-of-state $21,332SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.4%Median federal debt $15,750 amortized over 10 years vs. median earnings $61,515 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+23%
Salisbury University · completion · 100% rose
41.2% → 50.8%
+25%
Salisbury University · undergrad enrollment rose
4,849 → 6,057
+157%
Salisbury University · in-state tuition rose
$4,312 → $11,084
+145%
Salisbury University · out-of-state tuition rose
$9,048 → $22,174
+144%
Salisbury University · median debt rose
$8,616 → $21,000
-100%
Salisbury University · cohort default rate fell
3.9% → 0.0%
+61%
Salisbury University · pell share rose
16.0% → 25.9%
+23%
Salisbury University · earnings_median_10yr rose
$50,100 → $61,515
+24%
Salisbury University · earnings_median_8yr rose
$46,600 → $57,867
+26%
Salisbury University · earnings_median_6yr rose
$41,100 → $51,926
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Computer and Information Sciences, General.$113,833Business Administration, Management and Operations.$92,543Physics.$86,468Information Science/Studies.$85,326Accounting and Related Services.$83,442Finance and Financial Management Services.$82,449Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$79,207Allied Health Diagnostic, Intervention, and Treatment Professions.$76,348Business Administration, Management and Operations.$74,902Economics.$70,822Mathematics.$68,795Marketing.$67,383Social Work.$63,877Health and Physical Education/Fitness.$62,669Peace Studies and Conflict Resolution.$62,494Education, General.$60,129Biology, General.$58,765Health Professions and Related Clinical Sciences, Other.$58,716Political Science and Government.$57,204Social Work.$56,449Teacher Education and Professional Development, Specific Subject Areas.$55,504Teacher Education and Professional Development, Specific Levels and Methods.$55,101Communication and Media Studies.$54,349Geography and Cartography.$54,341
Showing top 24 of 31 ranked programs.
SECTION 06 · BY CIP FAMILY
31 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PARKS, RECREATION & FITNESS · CIP 31
PHYSICAL SCIENCES · CIP 40
PSYCHOLOGY · CIP 42
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
NATURAL RESOURCES & CONSERVATION · CIP 03
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Salisbury University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$284,198
Over 40 years, discounted 5.0%
BREAKEVEN
Year 16
First year cumulative discounted earnings cross zero
- Cost per year
- $14,904
- HS-only baseline · MD
- $41,100
- Years to complete
- 6
- CIP family
- 44
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Maryland
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Salisbury University graduates earn $X” — not “Salisbury University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Salisbury University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.