-100%
3-year cohort default rate
3-year cohort default rate at Stevenson University fell 100% between 2021 and 2024 (2.1% → 0.0%).
Maryland · Private nonprofit · Predominantly bachelor's
Stevenson University
Owings Mills, Maryland. 3,027 undergraduate students. 45 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Stevenson University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+20%
100%-time completion
100%-time completion at Stevenson University rose 20% between 2021 and 2024 (50.7% → 60.9%).
+16%
150%-time completion
150%-time completion at Stevenson University rose 16% between 2021 and 2024 (59.3% → 68.5%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Maryland
Each tile compares this institution to the Maryland median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$62,079+14% · 6→10y
Maryland median $46,719$54,574
Treasury earnings · 6y post-entry66.4%+40% · '97→'24
Maryland median 52.1%$21,500+181% · '97→'20
At program completion3,027+81% · '96→'24
latest IPEDS77.8%+5% · '04→'24
first-time, full-time83.2%-6% · '01→'24
latest cohort$39,708+253% · '00→'24
out-of-state $39,708SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
4.6%Median federal debt $21,500 amortized over 10 years vs. median earnings $62,079 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+40%
Stevenson University · completion · 150% rose
49.1% → 68.5%
+127%
Stevenson University · completion · 100% rose
26.8% → 60.9%
+81%
Stevenson University · undergrad enrollment rose
1,718 → 3,102
+253%
Stevenson University · in-state tuition rose
$11,500 → $40,560
+253%
Stevenson University · out-of-state tuition rose
$11,500 → $40,560
+181%
Stevenson University · median debt rose
$9,262 → $26,000
-100%
Stevenson University · cohort default rate fell
4.9% → 0.0%
+66%
Stevenson University · pell share rose
18.6% → 30.9%
+23%
Stevenson University · earnings_median_8yr rose
$48,400 → $59,433
+28%
Stevenson University · earnings_median_6yr rose
$42,700 → $54,574
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$112,191Information Science/Studies.$107,771Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$92,666Accounting and Related Services.$84,082Legal Professions and Studies, Other.$84,000Computer Systems Networking and Telecommunications.$78,310Security Science and Technology.$75,432Business Administration, Management and Operations.$68,156Biology, General.$61,979Criminal Justice and Corrections.$60,453Teacher Education and Professional Development, Specific Levels and Methods.$56,058Design and Applied Arts.$54,362Psychology, General.$53,900Human Development, Family Studies, and Related Services.$52,846Legal Support Services.$52,690Business/Corporate Communications.$52,144Multi/Interdisciplinary Studies, Other.$51,682Specialized Sales, Merchandising and Marketing Operations.$44,964
SECTION 06 · BY CIP FAMILY
18 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
FAMILY & CONSUMER SCIENCES · CIP 19
LEGAL PROFESSIONS · CIP 22
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Stevenson University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$848,493
Over 40 years, discounted 5.0%
BREAKEVEN
Year 7
First year cumulative discounted earnings cross zero
- Cost per year
- $27,788
- HS-only baseline · MD
- $41,100
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Maryland
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Stevenson University graduates earn $X” — not “Stevenson University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Stevenson University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.