-17%
Public associate's-predominant peer
10-year earnings at Wor-Wic Community College are 17% below the public associate's-predominant peer median ($36.7k vs $44.3k).
Maryland · Public · Predominantly associate's
Wor-Wic Community College
Salisbury, Maryland. 2,047 undergraduate students. 32 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Wor-Wic Community College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Wor-Wic Community College fell 100% between 2021 and 2024 (2.7% → 0.0%).
+22%
First-year retention
First-year retention at Wor-Wic Community College rose 22% between 2021 and 2024 (54.4% → 66.5%).
-18%
Median federal debt at exit
Median federal debt at exit at Wor-Wic Community College fell 18% between 2017 and 2020 ($9.5k → $7.8k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Maryland
Each tile compares this institution to the Maryland median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$36,748+12% · 6→10y
Maryland median $46,719$32,939
Treasury earnings · 6y post-entry27.1%-23% · '97→'09
Maryland median 52.1%$3,500+198% · '97→'20
At program completion2,047+13% · '96→'24
latest IPEDS60.6%+28% · '04→'24
first-time, full-time—
latest cohort$3,744+171% · '00→'24
out-of-state $8,400SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
1.3%Median federal debt $3,500 amortized over 10 years vs. median earnings $36,748 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
-23%
Wor-Wic Community College · completion · 150% fell
18.8% → 14.5%
+28%
Wor-Wic Community College · retention rose
52.0% → 66.5%
+171%
Wor-Wic Community College · in-state tuition rose
$1,416 → $3,840
+105%
Wor-Wic Community College · out-of-state tuition rose
$4,104 → $8,400
+198%
Wor-Wic Community College · median debt rose
$2,625 → $7,828
-100%
Wor-Wic Community College · cohort default rate fell
15.1% → 0.0%
+21%
Wor-Wic Community College · pell share rose
35.7% → 43.1%
+25%
Wor-Wic Community College · earnings_median_10yr rose
$29,300 → $36,748
+33%
Wor-Wic Community College · earnings_median_8yr rose
$26,600 → $35,389
+43%
Wor-Wic Community College · earnings_median_6yr rose
$23,100 → $32,939
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$77,859Allied Health Diagnostic, Intervention, and Treatment Professions.$68,071Practical Nursing, Vocational Nursing and Nursing Assistants.$64,747Criminal Justice and Corrections.$61,335Criminal Justice and Corrections.$47,910Mental and Social Health Services and Allied Professions.$39,882Liberal Arts and Sciences, General Studies and Humanities.$39,878Business Operations Support and Assistant Services.$30,886
SECTION 06 · BY CIP FAMILY
8 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
LIBERAL ARTS & GENERAL STUDIES · CIP 24
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Wor-Wic Community College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$504,742
Over 40 years, discounted 5.0%
BREAKEVEN
Year 1
First year cumulative discounted earnings cross zero
- Cost per year
- $7,560
- HS-only baseline · MD
- $41,100
- Years to complete
- 1
- CIP family
- 43
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Maryland
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Wor-Wic Community College graduates earn $X” — not “Wor-Wic Community College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Wor-Wic Community College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.