CIP 2401 · Associate's Degree · Greenfield Community College

Liberal Arts and Sciences, General Studies and Humanities at Greenfield Community College

Federal outcomes for associate's degree graduates of Greenfield Community College. 75 completers in the most recent 4-year window (99 in the latest year alone). Median earnings 5 years after completion: $37,872.

MEDIAN EARNINGS · 5Y
$37,872
Massachusetts CIP-4 median $42,588
MEDIAN EARNINGS · 4Y
$36,620
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$9,000
At program completion
COMPLETERS · 4Y WINDOW
75
99 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Greenfield Community College

3.2%
0%8% · GE20%+

Median federal debt $9,000 amortized over 10 years vs. median 5-year earnings $37,872.

Statewide CIP-4 peer median

2.8%
0%8% · GE20%+

Same debt against the Massachusetts CIP 2401 peer-median earnings $42,588.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$9,000
$9,000$5,50020142018
Median federal debt at program exit.FoS
COMPLETERS · 2014201975
1317520142019
Annual completers (IPEDS C).IPEDS
FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
-$66,189
Over 40 years, discounted 5.0%
BREAKEVEN
Doesn’t reach breakeven within the horizon
graduationyear 0year 39
Cost per year
$7,344
HS-only baseline · MA
$42,600
Years to complete
2
CIP family
24

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →