-100%
3-year cohort default rate
3-year cohort default rate at Century College fell 100% between 2021 and 2024 (1.4% → 0.0%).
Minnesota · Public · Predominantly associate's
Century College
White Bear Lake, Minnesota. 5,971 undergraduate students. 102 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Century College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+16%
150%-time completion
150%-time completion at Century College rose 16% between 2006 and 2009 (12.0% → 13.9%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Minnesota
Each tile compares this institution to the Minnesota median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$46,424+11% · 6→10y
Minnesota median $48,321$41,959
Treasury earnings · 6y post-entry21.0%-8% · '99→'09
Minnesota median 54.7%$9,500+443% · '97→'20
At program completion5,971+22% · '96→'24
latest IPEDS60.6%+5% · '04→'24
first-time, full-time—
latest cohort$6,182+151% · '00→'24
out-of-state $6,182SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.7%Median federal debt $9,500 amortized over 10 years vs. median earnings $46,424 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+22%
Century College · undergrad enrollment rose
5,148 → 6,280
+151%
Century College · in-state tuition rose
$2,477 → $6,214
+33%
Century College · out-of-state tuition rose
$4,670 → $6,214
+443%
Century College · median debt rose
$2,625 → $14,250
-100%
Century College · cohort default rate fell
15.7% → 0.0%
+23%
Century College · earnings_median_10yr rose
$37,600 → $46,424
+24%
Century College · earnings_median_8yr rose
$35,700 → $44,419
+25%
Century College · earnings_median_6yr rose
$33,600 → $41,959
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR).$75,499Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$74,569Rehabilitation and Therapeutic Professions.$68,357Engineering, General.$68,257Computer Systems Networking and Telecommunications.$67,215Health Services/Allied Health/Health Sciences, General.$65,767Allied Health Diagnostic, Intervention, and Treatment Professions.$65,577Computer Engineering Technologies/Technicians.$63,627Business Administration, Management and Operations.$56,460Liberal Arts and Sciences, General Studies and Humanities.$50,048Human Services, General.$49,859Criminal Justice and Corrections.$49,722Vehicle Maintenance and Repair Technologies.$48,032Accounting and Related Services.$46,826Dental Support Services and Allied Professions.$46,143Dental Support Services and Allied Professions.$44,718Allied Health and Medical Assisting Services.$43,728Design and Applied Arts.$40,545Health and Medical Administrative Services.$40,199Business Operations Support and Assistant Services.$39,401Radio, Television, and Digital Communication.$38,784Education, General.$34,841
SECTION 06 · BY CIP FAMILY
22 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
ENGINEERING · CIP 14
ENGINEERING TECHNOLOGIES · CIP 15
LIBERAL ARTS & GENERAL STUDIES · CIP 24
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
MECHANIC & REPAIR TECHNOLOGIES · CIP 47
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Allied Health and Medical Assisting Services.$43,728Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$74,569Dental Support Services and Allied Professions.$44,718Dental Support Services and Allied Professions.$46,143Allied Health Diagnostic, Intervention, and Treatment Professions.$65,577Rehabilitation and Therapeutic Professions.$68,357Health Services/Allied Health/Health Sciences, General.$65,767Health and Medical Administrative Services.$40,199
BUSINESS, MANAGEMENT & MARKETING · CIP 52
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Century College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$246,803
Over 40 years, discounted 5.0%
BREAKEVEN
Year 8
First year cumulative discounted earnings cross zero
- Cost per year
- $9,938
- HS-only baseline · MN
- $39,400
- Years to complete
- 2
- CIP family
- 24
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Minnesota
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Century College graduates earn $X” — not “Century College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Century College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.