+29%
Median federal debt at exit
Median federal debt at exit at Holmes Community College rose 29% between 2017 and 2020 ($7.2k → $9.3k).
Mississippi · Public · Predominantly associate's
Holmes Community College
Goodman, Mississippi. 3,847 undergraduate students. 83 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Holmes Community College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Holmes Community College fell 100% between 2021 and 2024 (6.1% → 0.0%).
+43%
150%-time completion
150%-time completion at Holmes Community College rose 43% between 2006 and 2009 (19.4% → 27.8%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Mississippi
Each tile compares this institution to the Mississippi median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$32,922+15% · 6→10y
Mississippi median $33,017$28,661
Treasury earnings · 6y post-entry45.5%+6% · '97→'09
Mississippi median 46.9%$5,500+271% · '97→'20
At program completion3,847+121% · '96→'24
latest IPEDS56.1%-9% · '04→'24
first-time, full-time—-41% · '01→'04
latest cohort$3,510+208% · '00→'24
out-of-state $6,210SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.2%Median federal debt $5,500 amortized over 10 years vs. median earnings $32,922 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+121%
Holmes Community College · undergrad enrollment rose
1,795 → 3,958
+208%
Holmes Community College · in-state tuition rose
$1,204 → $3,710
+128%
Holmes Community College · out-of-state tuition rose
$2,904 → $6,610
+271%
Holmes Community College · median debt rose
$2,500 → $9,274
-100%
Holmes Community College · cohort default rate fell
19.6% → 0.0%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$69,269Computer Systems Networking and Telecommunications.$52,920Allied Health and Medical Assisting Services.$49,489Practical Nursing, Vocational Nursing and Nursing Assistants.$45,798Business/Commerce, General.$41,497Precision Metal Working.$40,318Heating, Air Conditioning, Ventilation and Refrigeration Maintenance Technology/Technician (HAC, HACR, HVAC, HVACR).$37,220Liberal Arts and Sciences, General Studies and Humanities.$35,307Health and Physical Education/Fitness.$34,841Health/Medical Preparatory Programs.$34,801Criminal Justice and Corrections.$33,846Legal Support Services.$32,124Vehicle Maintenance and Repair Technologies.$31,678Business Operations Support and Assistant Services.$29,706Health and Medical Administrative Services.$29,420Social Work.$28,785Psychology, General.$27,083Teacher Education and Professional Development, Specific Levels and Methods.$27,039
SECTION 06 · BY CIP FAMILY
18 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
LEGAL PROFESSIONS · CIP 22
LIBERAL ARTS & GENERAL STUDIES · CIP 24
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
MECHANIC & REPAIR TECHNOLOGIES · CIP 47
PRECISION PRODUCTION · CIP 48
HEALTH PROFESSIONS · CIP 51
Health/Medical Preparatory Programs.$34,801Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$69,269Practical Nursing, Vocational Nursing and Nursing Assistants.$45,798Allied Health and Medical Assisting Services.$49,489Health and Medical Administrative Services.$29,420
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Holmes Community College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$110,596
Over 40 years, discounted 5.0%
BREAKEVEN
Year 12
First year cumulative discounted earnings cross zero
- Cost per year
- $5,963
- HS-only baseline · MS
- $30,200
- Years to complete
- 2
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Mississippi
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Holmes Community College graduates earn $X” — not “Holmes Community College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Holmes Community College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.