-100%
3-year cohort default rate
3-year cohort default rate at University of Southern Mississippi fell 100% between 2021 and 2024 (2.9% → 0.0%).
Mississippi · Public · Predominantly bachelor's
University of Southern Mississippi
Hattiesburg, Mississippi. 9,899 undergraduate students. 166 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at University of Southern Mississippi
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Mississippi
Each tile compares this institution to the Mississippi median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$44,140+17% · 6→10y
Mississippi median $33,017$37,710
Treasury earnings · 6y post-entry50.6%+24% · '97→'24
Mississippi median 46.9%$14,250+309% · '97→'20
At program completion9,899-12% · '96→'24
latest IPEDS70.5%-4% · '04→'24
first-time, full-time99.4%+2% · '01→'24
latest cohort$9,618+242% · '00→'24
out-of-state $11,618SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
4.3%Median federal debt $14,250 amortized over 10 years vs. median earnings $44,140 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+24%
University of Southern Mississippi · completion · 150% rose
39.6% → 49.1%
+107%
University of Southern Mississippi · completion · 100% rose
16.6% → 34.4%
+242%
University of Southern Mississippi · in-state tuition rose
$2,920 → $9,998
+74%
University of Southern Mississippi · out-of-state tuition rose
$6,898 → $11,998
+309%
University of Southern Mississippi · median debt rose
$5,500 → $22,500
-100%
University of Southern Mississippi · cohort default rate fell
11.0% → 0.0%
+834%
University of Southern Mississippi · pell share rose
4.6% → 46.3%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$233,690Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$108,747Public Health.$96,256Business Administration, Management and Operations.$83,412Education, General.$80,970Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$72,090Architectural Engineering Technologies/Technicians.$66,146Finance and Financial Management Services.$64,962Accounting and Related Services.$64,569Marketing.$60,278Communication Disorders Sciences and Services.$59,627Teacher Education and Professional Development, Specific Subject Areas.$56,413Accounting and Related Services.$53,464Biology, General.$52,007Health and Physical Education/Fitness.$51,759Human Resources Management and Services.$50,793Multi/Interdisciplinary Studies, Other.$50,603Business Administration, Management and Operations.$50,509Social Work.$50,320Journalism.$48,425Communication Disorders Sciences and Services.$48,228Health and Physical Education/Fitness.$47,967Criminal Justice and Corrections.$45,264Communication and Media Studies.$44,927
Showing top 24 of 33 ranked programs.
SECTION 06 · BY CIP FAMILY
33 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
ENGINEERING TECHNOLOGIES · CIP 15
FAMILY & CONSUMER SCIENCES · CIP 19
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$72,090Public Health.$34,209Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$108,747Communication Disorders Sciences and Services.$48,228Public Health.$96,256Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$233,690Communication Disorders Sciences and Services.$59,627
BUSINESS, MANAGEMENT & MARKETING · CIP 52
Business Administration, Management and Operations.$50,509Accounting and Related Services.$53,464Business Administration, Management and Operations.$83,412Marketing.$60,278Finance and Financial Management Services.$64,962Human Resources Management and Services.$50,793Accounting and Related Services.$64,569
HISTORY · CIP 54
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at University of Southern Mississippi
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$712,240
Over 40 years, discounted 5.0%
BREAKEVEN
Year 6
First year cumulative discounted earnings cross zero
- Cost per year
- $16,248
- HS-only baseline · MS
- $30,200
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Mississippi
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“University of Southern Mississippi graduates earn $X” — not “University of Southern Mississippi makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending University of Southern Mississippi caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.