CIP 4400 · Associate's Degree · Saint Louis Community College

Human Services, General at Saint Louis Community College

Federal outcomes for associate's degree graduates of Saint Louis Community College. 22 completers in the most recent 4-year window (28 in the latest year alone). Median earnings 5 years after completion: $32,588.

MEDIAN EARNINGS · 5Y
$32,588
Missouri CIP-4 median $43,516
MEDIAN EARNINGS · 4Y
$27,059
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$11,584
At program completion
COMPLETERS · 4Y WINDOW
22
28 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Saint Louis Community College

4.7%
0%8% · GE20%+

Median federal debt $11,584 amortized over 10 years vs. median 5-year earnings $32,588.

Statewide CIP-4 peer median

3.5%
0%8% · GE20%+

Same debt against the Missouri CIP 4400 peer-median earnings $43,516.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$11,584
$13,977$10,88920142018
Median federal debt at program exit.FoS
COMPLETERS · 2014201922
922220142019
Annual completers (IPEDS C).IPEDS
FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
-$28,575
Over 40 years, discounted 5.0%
BREAKEVEN
Doesn’t reach breakeven within the horizon
graduationyear 0year 39
Cost per year
$7,576
HS-only baseline · MO
$35,100
Years to complete
2
CIP family
44

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 4400

Human Services, General across Missouri institutions

Same CIP-4 code and credential level, all Missouri Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

Columbia CollegePEER$43,51656 grads
Saint Louis Community CollegeTHIS PROGRAM$32,58822 grads
SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →