+86%
Median federal debt at exit
Median federal debt at exit at New Community Career & Technical Institute rose 86% between 2017 and 2020 ($1.5k → $2.8k).
New Jersey · Private nonprofit · Predominantly certificates
New Community Career & Technical Institute
Newark, New Jersey. 18 undergraduate students. 10 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at New Community Career & Technical Institute
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at New Community Career & Technical Institute fell 100% between 2021 and 2024 (7.3% → 0.0%).
-85%
Undergraduate enrollment
Undergraduate enrollment at New Community Career & Technical Institute fell 85% between 2021 and 2024 (73 → 11).
-30pp
150%-time completion
150%-time completion fell 30 pp at New Community Career & Technical Institute vs the 2003–2007 baseline (31.3% vs 61.5%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. New Jersey
Each tile compares this institution to the New Jersey median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$40,200-5% · 8→10y
New Jersey median $46,742—
Treasury earnings · 6y post-entry31.3%+13% · '00→'09
New Jersey median 62.0%$1,932+86% · '17→'20
At program completion18-98% · '01→'24
latest IPEDS9.5%-56% · '04→'24
first-time, full-time—
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
0.6%Median federal debt $1,932 amortized over 10 years vs. median earnings $40,200 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
-56%
New Community Career & Technical Institute · retention fell
40.0% → 17.6%
-98%
New Community Career & Technical Institute · undergrad enrollment fell
530 → 11
+86%
New Community Career & Technical Institute · median debt rose
$1,510 → $2,808
-100%
New Community Career & Technical Institute · cohort default rate fell
33.3% → 0.0%
+173%
New Community Career & Technical Institute · earnings_median_10yr rose
$14,200 → $40,200
+55%
New Community Career & Technical Institute · earnings_median_6yr rose
$16,300 → $25,200
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at New Community Career & Technical Institute
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
EARNINGS SUPPRESSED
Federal privacy rules suppressed earnings for Vehicle Maintenance and Repair Technologies · Undergraduate Certificate or Diploma at New Community Career & Technical Institute(cohort below 30 students). The calculator can’t produce a number we’d stand behind, so we don’t.
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in New Jersey
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“New Community Career & Technical Institute graduates earn $X” — not “New Community Career & Technical Institute makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending New Community Career & Technical Institute caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.