+15%
Out-of-state tuition
Out-of-state tuition at Binghamton University rose 15% between 2021 and 2024 ($26.4k → $30.4k).
New York · Public · Predominantly bachelor's
Binghamton
Vestal, New York. 14,401 undergraduate students. 165 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Binghamton
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Binghamton University fell 100% between 2021 and 2024 (0.7% → 0.0%).
+14%
In-state tuition
In-state tuition at Binghamton University rose 14% between 2006 and 2009 ($5.9k → $6.8k).
+38%
Public bachelor's-predominant peer
10-year earnings at Binghamton University are 38% above the public bachelor's-predominant peer median ($80.6k vs $58.3k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. New York
Each tile compares this institution to the New York median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$80,596+31% · 6→10y
New York median $48,917$61,621
Treasury earnings · 6y post-entry83.7%+2% · '97→'09
New York median 64.2%$15,000+68% · '97→'20
At program completion14,401+59% · '96→'24
latest IPEDS88.5%-3% · '04→'24
first-time, full-time37.7%-3% · '01→'09
latest cohort$10,363+51% · '00→'09
out-of-state $29,453SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.5%Median federal debt $15,000 amortized over 10 years vs. median earnings $80,596 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+59%
Binghamton · undergrad enrollment rose
9,203 → 14,655
+51%
Binghamton · in-state tuition rose
$4,463 → $6,761
+225%
Binghamton · out-of-state tuition rose
$9,363 → $30,447
+68%
Binghamton · median debt rose
$11,000 → $18,500
-100%
Binghamton · cohort default rate fell
3.0% → 0.0%
+39%
Binghamton · earnings_median_6yr rose
$44,400 → $61,621
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Computer Science.$136,941Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$133,178Electrical, Electronics and Communications Engineering.$120,998Finance and Financial Management Services.$115,986Computer Engineering.$114,063Accounting and Related Services.$113,196Management Information Systems and Services.$111,752Business Administration, Management and Operations.$101,155Accounting and Related Services.$98,898Business Administration, Management and Operations.$97,934Mechanical Engineering.$97,490Marketing.$96,671Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$95,143Electrical, Electronics and Communications Engineering.$92,196Industrial Engineering.$91,448Mathematics.$90,593Economics.$88,616Mechanical Engineering.$86,404Chemistry.$83,529Biomedical/Medical Engineering.$80,875Multi/Interdisciplinary Studies, Other.$77,548Neurobiology and Neurosciences.$75,089Cell/Cellular Biology and Anatomical Sciences.$73,512Romance Languages, Literatures, and Linguistics.$71,075
Showing top 24 of 45 ranked programs.
SECTION 06 · BY CIP FAMILY
45 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
ENGINEERING · CIP 14
FOREIGN LANGUAGES · CIP 16
FAMILY & CONSUMER SCIENCES · CIP 19
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PHYSICAL SCIENCES · CIP 40
PSYCHOLOGY · CIP 42
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
Accounting and Related Services.$98,898Business Administration, Management and Operations.$101,155Finance and Financial Management Services.$115,986Accounting and Related Services.$113,196Business Administration, Management and Operations.$97,934Marketing.$96,671Management Information Systems and Services.$111,752
HISTORY · CIP 54
NATURAL RESOURCES & CONSERVATION · CIP 03
AREA, ETHNIC & CULTURAL STUDIES · CIP 05
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Binghamton
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$355,143
Over 40 years, discounted 5.0%
BREAKEVEN
Year 10
First year cumulative discounted earnings cross zero
- Cost per year
- $21,832
- HS-only baseline · NY
- $40,100
- Years to complete
- 4
- CIP family
- 42
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in New York
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Binghamton graduates earn $X” — not “Binghamton makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Binghamton caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.