-26%
Undergraduate enrollment
Undergraduate enrollment fell 26% at Fulton-Montgomery Community College vs the 2018–2022 baseline (953 vs 1.3k).
New York · Public · Predominantly associate's
Fulton-Montgomery Community College
Johnstown, New York. 953 undergraduate students. 38 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Fulton-Montgomery Community College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Fulton-Montgomery Community College fell 100% between 2021 and 2024 (7.4% → 0.0%).
+19%
Out-of-state tuition
Out-of-state tuition at Fulton-Montgomery Community College rose 19% between 2021 and 2024 ($5.7k → $6.8k).
+18%
First-year retention
First-year retention at Fulton-Montgomery Community College rose 18% between 2021 and 2024 (49.0% → 58.0%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. New York
Each tile compares this institution to the New York median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$39,535+14% · 6→10y
New York median $48,917$34,803
Treasury earnings · 6y post-entry33.7%-5% · '97→'09
New York median 64.2%$8,500+249% · '97→'20
At program completion953-43% · '96→'24
latest IPEDS53.6%+7% · '04→'24
first-time, full-time—
latest cohort$6,054+129% · '00→'24
out-of-state $6,654SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.9%Median federal debt $8,500 amortized over 10 years vs. median earnings $39,535 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
-43%
Fulton-Montgomery Community College · undergrad enrollment fell
1,755 → 1,001
+129%
Fulton-Montgomery Community College · in-state tuition rose
$2,710 → $6,198
+34%
Fulton-Montgomery Community College · out-of-state tuition rose
$5,090 → $6,798
+249%
Fulton-Montgomery Community College · median debt rose
$3,471 → $12,125
-100%
Fulton-Montgomery Community College · cohort default rate fell
24.8% → 0.0%
-26%
Fulton-Montgomery Community College · pell share fell
37.1% → 27.4%
+31%
Fulton-Montgomery Community College · earnings_median_10yr rose
$30,100 → $39,535
+41%
Fulton-Montgomery Community College · earnings_median_8yr rose
$27,600 → $38,932
+27%
Fulton-Montgomery Community College · earnings_median_6yr rose
$27,400 → $34,803
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
2 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
LIBERAL ARTS & GENERAL STUDIES · CIP 24
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Fulton-Montgomery Community College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
-$2,437
Over 40 years, discounted 5.0%
BREAKEVEN
—
Doesn’t reach breakeven within the horizon
- Cost per year
- $9,828
- HS-only baseline · NY
- $40,100
- Years to complete
- 2
- CIP family
- 24
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in New York
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Fulton-Montgomery Community College graduates earn $X” — not “Fulton-Montgomery Community College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Fulton-Montgomery Community College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.