North Carolina · Public · Predominantly certificates

Southwestern Community College

Sylva, North Carolina. 1,304 undergraduate students. 58 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at Southwestern Community College

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

LONG-ARC SHIFT · TRENDING WORSE+67%

Out-of-state tuition

Out-of-state tuition at Southwestern Community College rose 67% between 2021 and 2024 ($7.9k → $13.2k).

LONG-ARC SHIFT · TRENDING WORSE+58%

In-state tuition

In-state tuition at Southwestern Community College rose 58% between 2021 and 2024 ($2.6k → $4.1k).

LONG-ARC SHIFT · TRENDING WORSE-32%

150%-time completion

150%-time completion at Southwestern Community College fell 32% between 2006 and 2009 (20.1% → 13.8%).

LONG-ARC SHIFT · TRENDING WORSE-24%

Undergraduate enrollment

Undergraduate enrollment at Southwestern Community College fell 24% between 2021 and 2024 (1.6k → 1.2k).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. North Carolina

Each tile compares this institution to the North Carolina median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$34,145+8% · 6→10y
North Carolina median $36,030
MEDIAN EARNINGS · 6Y
$31,660
Treasury earnings · 6y post-entry
COMPLETION · 150%
53.6%-39% · '97→'09
North Carolina median 46.1%
MEDIAN FEDERAL DEBT
$7,000+200% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
1,304+22% · '96→'24
latest IPEDS
RETENTION
70.5%+78% · '04→'24
first-time, full-time
ADMISSION RATE
latest cohort
IN-STATE TUITION
$5,806+346% · '00→'24
out-of-state $19,630
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

2.7%
0%8% · GE20%+

Median federal debt $7,000 amortized over 10 years vs. median earnings $34,145 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 199620241,249
2,0031,02319962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997200913.8%
45%12%19972009
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$10,500
$11,000$3,40019972020
Median federal student debt at exit.SCORECARD
COMPLETION · 150% · 19972009-39%

Southwestern Community College · completion · 150% fell

22.5% → 13.8%

RETENTION · 20042024+78%

Southwestern Community College · retention rose

42.0% → 74.7%

UNDERGRAD ENROLLMENT · 19962024+22%

Southwestern Community College · undergrad enrollment rose

1,023 → 1,249

IN-STATE TUITION · 20002024+319%

Southwestern Community College · in-state tuition rose

$921 → $4,112

OUT-OF-STATE TUITION · 20002024+141%

Southwestern Community College · out-of-state tuition rose

$5,465 → $13,184

MEDIAN DEBT · 19972020+200%

Southwestern Community College · median debt rose

$3,500 → $10,500

COHORT DEFAULT RATE · 20112024-100%

Southwestern Community College · cohort default rate fell

7.8% → 0.0%

PELL SHARE · 20082009-21%

Southwestern Community College · pell share fell

31.6% → 25.0%

EARNINGS_MEDIAN_10YR · 20072020+26%

Southwestern Community College · earnings_median_10yr rose

$27,000 → $34,145

EARNINGS_MEDIAN_8YR · 20052020+25%

Southwestern Community College · earnings_median_8yr rose

$26,200 → $32,805

EARNINGS_MEDIAN_6YR · 20032020+38%

Southwestern Community College · earnings_median_6yr rose

$23,000 → $31,660

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at Southwestern Community College

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$174,783
Over 40 years, discounted 5.0%
BREAKEVEN
Year 9
First year cumulative discounted earnings cross zero
graduationbreakeven · year 9year 0year 39
Cost per year
$4,066
HS-only baseline · NC
$35,600
Years to complete
2
CIP family
24

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

Southwestern Community College graduates earn $X” — not “Southwestern Community College makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending Southwestern Community College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →