Ohio · Private nonprofit · Predominantly bachelor's

Mercy College of Ohio

Toledo, Ohio. 982 undergraduate students. 25 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at Mercy College of Ohio

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

ENROLLMENT CLIFF · TRENDING WORSE-28%

Undergraduate enrollment

Undergraduate enrollment fell 27% at Mercy College of Ohio vs the 2018–2022 baseline (982 vs 1.4k).

LONG-ARC SHIFT · TRENDING BETTER+284%

100%-time completion

100%-time completion at Mercy College of Ohio rose 284% between 2021 and 2024 (4.2% → 16.0%).

LONG-ARC SHIFT · TRENDING WORSE-23%

Undergraduate enrollment

Undergraduate enrollment at Mercy College of Ohio fell 23% between 2021 and 2024 (1.2k → 939).

LONG-ARC SHIFT · TRENDING WORSE-15%

150%-time completion

150%-time completion at Mercy College of Ohio fell 15% between 2006 and 2009 (50.0% → 42.4%).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Ohio

Each tile compares this institution to the Ohio median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$65,409+6% · 6→10y
Ohio median $41,039
MEDIAN EARNINGS · 6Y
$61,877
Treasury earnings · 6y post-entry
COMPLETION · 150%
44.6%-50% · '98→'09
Ohio median 62.5%
MEDIAN FEDERAL DEBT
$15,084+138% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
982+416% · '96→'24
latest IPEDS
RETENTION
85.7%+22% · '04→'24
first-time, full-time
ADMISSION RATE
42.8%+23% · '01→'24
latest cohort
IN-STATE TUITION
$18,950+274% · '00→'24
out-of-state $18,950
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

3.1%
0%8% · GE20%+

Median federal debt $15,084 amortized over 10 years vs. median earnings $65,409 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 19962024939
1,49518219962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1998200942.4%
85%25%19982009
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$20,834
$23,019$4,37519972020
Median federal student debt at exit.SCORECARD
COMPLETION · 150% · 19982009-50%

Mercy College of Ohio · completion · 150% fell

85.3% → 42.4%

RETENTION · 20042024+22%

Mercy College of Ohio · retention rose

71.0% → 86.7%

UNDERGRAD ENROLLMENT · 19962024+379%

Mercy College of Ohio · undergrad enrollment rose

182 → 939

IN-STATE TUITION · 20002024+274%

Mercy College of Ohio · in-state tuition rose

$5,203 → $19,470

OUT-OF-STATE TUITION · 20002024+274%

Mercy College of Ohio · out-of-state tuition rose

$5,203 → $19,470

MEDIAN DEBT · 19972020+138%

Mercy College of Ohio · median debt rose

$8,750 → $20,834

COHORT DEFAULT RATE · 20112024-100%

Mercy College of Ohio · cohort default rate fell

6.2% → 0.0%

EARNINGS_MEDIAN_10YR · 20072020+35%

Mercy College of Ohio · earnings_median_10yr rose

$48,400 → $65,409

EARNINGS_MEDIAN_6YR · 20032020+22%

Mercy College of Ohio · earnings_median_6yr rose

$50,900 → $61,877

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at Mercy College of Ohio

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$758,346
Over 40 years, discounted 5.0%
BREAKEVEN
Year 3
First year cumulative discounted earnings cross zero
graduationbreakeven · year 3year 0year 39
Cost per year
$15,609
HS-only baseline · OH
$36,400
Years to complete
2
CIP family
51

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

Mercy College of Ohio graduates earn $X” — not “Mercy College of Ohio makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending Mercy College of Ohio caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →