-24%
150%-time completion
150%-time completion at Terra State Community College fell 24% between 2006 and 2009 (25.5% → 19.4%).
Ohio · Public · Predominantly certificates
Terra State Community College
Fremont, Ohio. 1,120 undergraduate students. 78 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Terra State Community College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Terra State Community College fell 100% between 2021 and 2024 (3.8% → 0.0%).
+19%
First-year retention
First-year retention at Terra State Community College rose 19% between 2006 and 2009 (46.0% → 54.8%).
-14%
Out-of-state tuition
Out-of-state tuition at Terra State Community College fell 14% between 2021 and 2024 ($9.9k → $8.5k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Ohio
Each tile compares this institution to the Ohio median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$36,612+4% · 6→10y
Ohio median $41,039$35,347
Treasury earnings · 6y post-entry36.1%-43% · '98→'09
Ohio median 62.5%$8,557+650% · '97→'20
At program completion1,120-47% · '96→'24
latest IPEDS71.7%+3% · '04→'09
first-time, full-time—
latest cohort$5,660+91% · '00→'09
out-of-state $10,316SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.1%Median federal debt $8,557 amortized over 10 years vs. median earnings $36,612 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
-43%
Terra State Community College · completion · 150% fell
33.9% → 19.4%
-47%
Terra State Community College · undergrad enrollment fell
1,937 → 1,028
+91%
Terra State Community College · in-state tuition rose
$1,944 → $3,712
+77%
Terra State Community College · out-of-state tuition rose
$4,824 → $8,544
+650%
Terra State Community College · median debt rose
$2,332 → $17,500
-100%
Terra State Community College · cohort default rate fell
15.7% → 0.0%
+23%
Terra State Community College · earnings_median_10yr rose
$29,800 → $36,612
+32%
Terra State Community College · earnings_median_6yr rose
$26,800 → $35,347
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$62,541Environmental Control Technologies/Technicians.$60,688Criminal Justice and Corrections.$45,534Allied Health and Medical Assisting Services.$42,635Business Administration, Management and Operations.$40,643Liberal Arts and Sciences, General Studies and Humanities.$34,136Health and Medical Administrative Services.$33,836
SECTION 06 · BY CIP FAMILY
7 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
ENGINEERING TECHNOLOGIES · CIP 15
LIBERAL ARTS & GENERAL STUDIES · CIP 24
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Terra State Community College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$549,354
Over 40 years, discounted 5.0%
BREAKEVEN
Year 3
First year cumulative discounted earnings cross zero
- Cost per year
- $12,493
- HS-only baseline · OH
- $36,400
- Years to complete
- 2
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Ohio
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Terra State Community College graduates earn $X” — not “Terra State Community College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Terra State Community College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.