10.7%
Debt-to-earnings
Debt-to-earnings ratio of 10.7% at The North Coast College exceeds the 8% gainful-employment threshold ($24.2k debt amortized over 10 years vs $30.0k earnings).
Ohio · Private for-profit · Predominantly bachelor's
The North Coast College
Lakewood, Ohio. 0 undergraduate students. 5 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at The North Coast College
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+36%
Median federal debt at exit
Median federal debt at exit at The North Coast College rose 36% between 2006 and 2009 ($7.0k → $9.5k).
+20%
In-state tuition
In-state tuition at The North Coast College rose 20% between 2006 and 2009 ($13.4k → $16.1k).
+20%
Out-of-state tuition
Out-of-state tuition at The North Coast College rose 20% between 2006 and 2009 ($13.4k → $16.1k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Ohio
Each tile compares this institution to the Ohio median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$30,029+11% · 6→10y
Ohio median $41,039$27,132
Treasury earnings · 6y post-entry—+69% · '97→'09
Ohio median 62.5%$24,225+52% · '97→'09
At program completion0+109% · '96→'09
latest IPEDS—+49% · '04→'09
first-time, full-time—-23% · '01→'09
latest cohort$22,500+63% · '00→'09
out-of-state $22,500SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
10.7%Median federal debt $24,225 amortized over 10 years vs. median earnings $30,029 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+69%
The North Coast College · completion · 150% rose
30.3% → 51.1%
+49%
The North Coast College · retention rose
47.0% → 70.2%
+65%
The North Coast College · undergrad enrollment rose
118 → 247
+63%
The North Coast College · in-state tuition rose
$9,870 → $16,050
+63%
The North Coast College · out-of-state tuition rose
$9,870 → $16,050
+52%
The North Coast College · median debt rose
$6,256 → $9,500
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
2 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
VISUAL & PERFORMING ARTS · CIP 50
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at The North Coast College
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
EARNINGS SUPPRESSED
Federal privacy rules suppressed earnings for Design and Applied Arts · Bachelor's Degree at The North Coast College(cohort below 30 students). The calculator can’t produce a number we’d stand behind, so we don’t.
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Ohio
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“The North Coast College graduates earn $X” — not “The North Coast College makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending The North Coast College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.