-100%
3-year cohort default rate
3-year cohort default rate at Oklahoma Christian University fell 100% between 2021 and 2024 (0.7% → 0.0%).
Oklahoma · Private nonprofit · Predominantly bachelor's
Oklahoma Christian University
Edmond, Oklahoma. 1,897 undergraduate students. 80 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Oklahoma Christian University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Oklahoma
Each tile compares this institution to the Oklahoma median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$49,203+14% · 6→10y
Oklahoma median $38,465$43,281
Treasury earnings · 6y post-entry55.2%+0% · '97→'24
Oklahoma median 52.9%$18,500+890% · '97→'20
At program completion1,897+29% · '96→'09
latest IPEDS77.3%+1% · '04→'24
first-time, full-time97.1%+174% · '06→'24
latest cohort$25,900+125% · '01→'24
out-of-state $25,900SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
5.0%Median federal debt $18,500 amortized over 10 years vs. median earnings $49,203 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+74%
Oklahoma Christian University · completion · 100% rose
25.0% → 43.6%
+29%
Oklahoma Christian University · undergrad enrollment rose
1,500 → 1,938
+125%
Oklahoma Christian University · in-state tuition rose
$12,100 → $27,180
+125%
Oklahoma Christian University · out-of-state tuition rose
$12,100 → $27,180
+890%
Oklahoma Christian University · median debt rose
$2,625 → $26,000
-100%
Oklahoma Christian University · cohort default rate fell
8.7% → 0.0%
+35%
Oklahoma Christian University · pell share rose
24.5% → 33.0%
+40%
Oklahoma Christian University · earnings_median_10yr rose
$35,200 → $49,203
+44%
Oklahoma Christian University · earnings_median_8yr rose
$33,700 → $48,426
+45%
Oklahoma Christian University · earnings_median_6yr rose
$29,900 → $43,281
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Finance and Financial Management Services.$96,344Accounting and Related Services.$87,943Mechanical Engineering.$78,480Human Resources Management and Services.$71,688Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$66,029Health and Physical Education/Fitness.$51,962Teacher Education and Professional Development, Specific Levels and Methods.$50,371Design and Applied Arts.$49,855Teacher Education and Professional Development, Specific Subject Areas.$47,341Liberal Arts and Sciences, General Studies and Humanities.$43,411Human Development, Family Studies, and Related Services.$39,695
SECTION 06 · BY CIP FAMILY
11 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
ENGINEERING · CIP 14
FAMILY & CONSUMER SCIENCES · CIP 19
LIBERAL ARTS & GENERAL STUDIES · CIP 24
PARKS, RECREATION & FITNESS · CIP 31
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Oklahoma Christian University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$524,291
Over 40 years, discounted 5.0%
BREAKEVEN
Year 8
First year cumulative discounted earnings cross zero
- Cost per year
- $19,389
- HS-only baseline · OK
- $33,800
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Oklahoma
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Oklahoma Christian University graduates earn $X” — not “Oklahoma Christian University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Oklahoma Christian University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.