-22pp
150%-time completion
150%-time completion fell 22 pp at Prism Career Institute-Philadelphia vs the 2003–2007 baseline (41.2% vs 63.2%).
Pennsylvania · Private for-profit · Predominantly certificates
Prism Career Institute-Philadelphia
Philadelphia, Pennsylvania. 406 undergraduate students. 2 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Prism Career Institute-Philadelphia
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+131%
Undergraduate enrollment
Undergraduate enrollment at Prism Career Institute-Philadelphia rose 131% between 2006 and 2009 (205 → 473).
-15%
Earnings trend · post-entry horizons
Earnings 10 years post-entry at Prism Career Institute-Philadelphia are 15% below 6-year earnings ($38.3k → $32.5k).
-100%
3-year cohort default rate
3-year cohort default rate at Prism Career Institute-Philadelphia fell 100% between 2021 and 2024 (4.0% → 0.0%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Pennsylvania
Each tile compares this institution to the Pennsylvania median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$32,473-15% · 6→10y
Pennsylvania median $49,859$38,311
Treasury earnings · 6y post-entry41.2%-11% · '97→'09
Pennsylvania median 66.1%$16,645+340% · '97→'20
At program completion406+426% · '96→'09
latest IPEDS73.1%+45% · '04→'24
first-time, full-time100.0%+49% · '05→'23
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
6.8%Median federal debt $16,645 amortized over 10 years vs. median earnings $32,473 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+45%
Prism Career Institute-Philadelphia · retention rose
65.0% → 94.4%
+192%
Prism Career Institute-Philadelphia · undergrad enrollment rose
90 → 473
+340%
Prism Career Institute-Philadelphia · median debt rose
$3,906 → $17,200
-100%
Prism Career Institute-Philadelphia · cohort default rate fell
29.1% → 0.0%
+41%
Prism Career Institute-Philadelphia · earnings_median_6yr rose
$27,200 → $38,311
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
2 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Prism Career Institute-Philadelphia
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$336,661
Over 40 years, discounted 5.0%
BREAKEVEN
Year 5
First year cumulative discounted earnings cross zero
- Cost per year
- $26,957
- HS-only baseline · PA
- $38,100
- Years to complete
- 1
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Pennsylvania
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Prism Career Institute-Philadelphia graduates earn $X” — not “Prism Career Institute-Philadelphia makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Prism Career Institute-Philadelphia caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.