Pennsylvania · Private nonprofit · Predominantly bachelor's

Saint Joseph's University

Philadelphia, Pennsylvania. 4,742 undergraduate students. 146 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at Saint Joseph's University

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

LONG-ARC SHIFT · TRENDING WORSE+17%

Out-of-state tuition

Out-of-state tuition at Saint Joseph's University rose 17% between 2006 and 2009 ($29.1k → $34.1k).

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at Saint Joseph's University fell 100% between 2021 and 2024 (1.2% → 0.0%).

LONG-ARC SHIFT · TRENDING WORSE+11%

In-state tuition

In-state tuition at Saint Joseph's University rose 11% between 2021 and 2024 ($47.9k → $53.3k).

PEER OUTLIER · TRENDING BETTER+47%

Private nonprofit bachelor's-predominant peer

10-year earnings at Saint Joseph's University are 47% above the private nonprofit bachelor's-predominant peer median ($86.9k vs $59.0k).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Pennsylvania

Each tile compares this institution to the Pennsylvania median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$86,881+31% · 6→10y
Pennsylvania median $49,859
MEDIAN EARNINGS · 6Y
$66,438
Treasury earnings · 6y post-entry
COMPLETION · 150%
79.8%+9% · '97→'09
Pennsylvania median 66.1%
MEDIAN FEDERAL DEBT
$21,500+85% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
4,742+34% · '96→'09
latest IPEDS
RETENTION
87.9%-0% · '04→'24
first-time, full-time
ADMISSION RATE
86.4%+49% · '01→'24
latest cohort
IN-STATE TUITION
$51,340+171% · '00→'24
out-of-state $51,340
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

3.3%
0%8% · GE20%+

Median federal debt $21,500 amortized over 10 years vs. median earnings $86,881 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 199620095,188
5,1883,86519962009
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997200977.5%
79%68%19972009
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$25,500
$25,500$13,12519972020
Median federal student debt at exit.SCORECARD
UNDERGRAD ENROLLMENT · 19962009+34%

Saint Joseph's University · undergrad enrollment rose

3,865 → 5,188

IN-STATE TUITION · 20002024+171%

Saint Joseph's University · in-state tuition rose

$19,680 → $53,260

OUT-OF-STATE TUITION · 20002009+73%

Saint Joseph's University · out-of-state tuition rose

$19,680 → $34,090

MEDIAN DEBT · 19972020+85%

Saint Joseph's University · median debt rose

$13,800 → $25,500

COHORT DEFAULT RATE · 20112024-100%

Saint Joseph's University · cohort default rate fell

3.5% → 0.0%

PELL SHARE · 20082024+86%

Saint Joseph's University · pell share rose

10.6% → 19.8%

EARNINGS_MEDIAN_10YR · 20072020+52%

Saint Joseph's University · earnings_median_10yr rose

$57,200 → $86,881

EARNINGS_MEDIAN_8YR · 20052020+47%

Saint Joseph's University · earnings_median_8yr rose

$52,100 → $76,633

EARNINGS_MEDIAN_6YR · 20032020+43%

Saint Joseph's University · earnings_median_6yr rose

$46,300 → $66,438

SECTION 05 · PROGRAMS

Ranked by 5-year earnings

Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.

Specialized Sales, Merchandising and Marketing Operations.CIP 5219 · Master's Degree$195,90853 gradsPharmacy, Pharmaceutical Sciences, and Administration.CIP 5120 · First Professional Degree$142,765Business/Commerce, General.CIP 5201 · Master's Degree$138,48564 gradsAllied Health Diagnostic, Intervention, and Treatment Professions.CIP 5109 · Master's Degree$136,935Finance and Financial Management Services.CIP 5208 · Master's Degree$128,25055 gradsManagement Sciences and Quantitative Methods.CIP 5213 · Master's Degree$126,755162 gradsFinance and Financial Management Services.CIP 5208 · Bachelor's Degree$102,452112 gradsEconomics.CIP 4506 · Bachelor's Degree$101,84417 gradsPharmacy, Pharmaceutical Sciences, and Administration.CIP 5120 · Bachelor's Degree$100,306Insurance.CIP 5217 · Bachelor's Degree$99,98052 gradsAccounting and Related Services.CIP 5203 · Bachelor's Degree$99,81575 gradsManagement Sciences and Quantitative Methods.CIP 5213 · Bachelor's Degree$99,550109 gradsInternational Business.CIP 5211 · Bachelor's Degree$92,09523 gradsPharmacology and Toxicology.CIP 2610 · Bachelor's Degree$91,542Human Resources Management and Services.CIP 5210 · Bachelor's Degree$90,85838 gradsEducational Administration and Supervision.CIP 1304 · Master's Degree$90,400116 gradsHealth and Medical Administrative Services.CIP 5107 · Master's Degree$89,2656 gradsSpecialized Sales, Merchandising and Marketing Operations.CIP 5219 · Bachelor's Degree$85,961171 gradsHuman Resources Management and Services.CIP 5210 · Master's Degree$85,4849 gradsRehabilitation and Therapeutic Professions.CIP 5123 · First Professional Degree$84,259Health Professions and Related Clinical Sciences, Other.CIP 5199 · Bachelor's Degree$79,23877 gradsHealth Services/Allied Health/Health Sciences, General.CIP 5100 · Bachelor's Degree$77,612Criminology.CIP 4504 · Bachelor's Degree$74,68228 gradsMarketing.CIP 5214 · Bachelor's Degree$74,039110 grads
Showing top 24 of 41 ranked programs.146 TOTAL PROGRAMS
SECTION 06 · BY CIP FAMILY

41 programs with earnings, grouped

Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.

EDUCATION · CIP 13

ENGLISH LANGUAGE & LITERATURE · CIP 23

LIBERAL ARTS & GENERAL STUDIES · CIP 24

BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26

PSYCHOLOGY · CIP 42

SOCIAL SCIENCES · CIP 45

HEALTH PROFESSIONS · CIP 51

BUSINESS, MANAGEMENT & MARKETING · CIP 52

COMMUNICATION & JOURNALISM · CIP 09

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at Saint Joseph's University

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$807,995
Over 40 years, discounted 5.0%
BREAKEVEN
Year 9
First year cumulative discounted earnings cross zero
graduationbreakeven · year 9year 0year 39
Cost per year
$33,514
HS-only baseline · PA
$38,100
Years to complete
4
CIP family
52

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

Saint Joseph's University graduates earn $X” — not “Saint Joseph's University makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending Saint Joseph's University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →