-100%
100%-time completion
100%-time completion at CEM College-San Juan fell 100% between 2021 and 2024 (39.4% → 0.0%).
Puerto Rico · Private for-profit · Predominantly associate's
CEM College-San Juan
San Juan, Puerto Rico. 178 undergraduate students. 11 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at CEM College-San Juan
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-72%
First-year retention
First-year retention at CEM College-San Juan fell 72% between 2021 and 2024 (71.4% → 20.0%).
-28pp
150%-time completion
150%-time completion fell 28 pp at CEM College-San Juan vs the 2018–2022 baseline (25.8% vs 53.4%).
+18%
Median federal debt at exit
Median federal debt at exit at CEM College-San Juan rose 18% between 2017 and 2020 ($4.2k → $5.0k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Puerto Rico
Each tile compares this institution to the Puerto Rico median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$21,033+16% · 6→10y
Puerto Rico median $23,370$18,141
Treasury earnings · 6y post-entry25.8%+3540% · '97→'24
Puerto Rico median 52.5%$3,700+178% · '97→'20
At program completion178+164% · '96→'09
latest IPEDS50.0%-31% · '04→'24
first-time, full-time—+9% · '02→'10
latest cohort$12,900+188% · '03→'24
out-of-state $12,900SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.3%Median federal debt $3,700 amortized over 10 years vs. median earnings $21,033 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+1671%
CEM College-San Juan · completion · 150% rose
2.4% → 85.9%
-100%
CEM College-San Juan · completion · 100% fell
59.7% → 0.0%
-31%
CEM College-San Juan · retention fell
29.0% → 20.0%
+164%
CEM College-San Juan · undergrad enrollment rose
464 → 1,224
+188%
CEM College-San Juan · in-state tuition rose
$4,479 → $12,900
+188%
CEM College-San Juan · out-of-state tuition rose
$4,479 → $12,900
+178%
CEM College-San Juan · median debt rose
$1,800 → $5,000
-100%
CEM College-San Juan · cohort default rate fell
50.9% → 0.0%
+31%
CEM College-San Juan · earnings_median_8yr rose
$15,300 → $20,062
+28%
CEM College-San Juan · earnings_median_6yr rose
$13,900 → $18,141
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$26,831Allied Health Diagnostic, Intervention, and Treatment Professions.$21,849Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$20,431Allied Health Diagnostic, Intervention, and Treatment Professions.$17,223Allied Health and Medical Assisting Services.$16,384Practical Nursing, Vocational Nursing and Nursing Assistants.$12,726
SECTION 06 · BY CIP FAMILY
6 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$26,831Allied Health Diagnostic, Intervention, and Treatment Professions.$17,223Practical Nursing, Vocational Nursing and Nursing Assistants.$12,726Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$20,431Allied Health Diagnostic, Intervention, and Treatment Professions.$21,849Allied Health and Medical Assisting Services.$16,384
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at CEM College-San Juan
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$34,851
Over 40 years, discounted 5.0%
BREAKEVEN
Year 28
First year cumulative discounted earnings cross zero
- Cost per year
- $13,550
- HS-only baseline · PR
- $22,400
- Years to complete
- 4
- CIP family
- 51
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Puerto Rico
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“CEM College-San Juan graduates earn $X” — not “CEM College-San Juan makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending CEM College-San Juan caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.