Puerto Rico · Private for-profit · Predominantly certificates

Columbia Central University-Caguas

Caguas, Puerto Rico. 2,494 undergraduate students. 34 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at Columbia Central University-Caguas

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

LONG-ARC SHIFT · TRENDING WORSE-29%

First-year retention

First-year retention at Columbia Central University-Caguas fell 29% between 2021 and 2024 (88.2% → 63.1%).

LONG-ARC SHIFT · TRENDING WORSE+21%

Median federal debt at exit

Median federal debt at exit at Columbia Central University-Caguas rose 21% between 2019 and 2020 ($5.1k → $6.1k).

LONG-ARC SHIFT · TRENDING WORSE+14%

In-state tuition

In-state tuition at Columbia Central University-Caguas rose 14% between 2021 and 2024 ($7.4k → $8.4k).

LONG-ARC SHIFT · TRENDING WORSE+14%

Out-of-state tuition

Out-of-state tuition at Columbia Central University-Caguas rose 14% between 2021 and 2024 ($7.4k → $8.4k).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Puerto Rico

Each tile compares this institution to the Puerto Rico median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$23,134+18% · 6→10y
Puerto Rico median $23,370
MEDIAN EARNINGS · 6Y
$19,591
Treasury earnings · 6y post-entry
COMPLETION · 150%
53.9%+36% · '97→'24
Puerto Rico median 52.5%
MEDIAN FEDERAL DEBT
$5,001+21% · '19→'20
At program completion
UNDERGRAD ENROLLMENT
2,494+245% · '96→'09
latest IPEDS
RETENTION
45.8%+17% · '04→'24
first-time, full-time
ADMISSION RATE
latest cohort
IN-STATE TUITION
$7,314+168% · '00→'24
out-of-state $7,314
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

2.9%
0%8% · GE20%+

Median federal debt $5,001 amortized over 10 years vs. median earnings $23,134 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 199620091,258
1,25835819962009
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997202456.4%
61%6%19972024
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 20192020$6,148
$6,148$5,06420192020
Median federal student debt at exit.SCORECARD
COMPLETION · 150% · 19972024+36%

Columbia Central University-Caguas · completion · 150% rose

41.5% → 56.4%

RETENTION · 20042024+17%

Columbia Central University-Caguas · retention rose

54.0% → 63.1%

UNDERGRAD ENROLLMENT · 19962009+245%

Columbia Central University-Caguas · undergrad enrollment rose

365 → 1,258

IN-STATE TUITION · 20002024+168%

Columbia Central University-Caguas · in-state tuition rose

$3,140 → $8,400

OUT-OF-STATE TUITION · 20002024+168%

Columbia Central University-Caguas · out-of-state tuition rose

$3,140 → $8,400

MEDIAN DEBT · 20192020+21%

Columbia Central University-Caguas · median debt rose

$5,064 → $6,148

EARNINGS_MEDIAN_8YR · 20052020+37%

Columbia Central University-Caguas · earnings_median_8yr rose

$15,500 → $21,301

SECTION 05 · PROGRAMS

Ranked by 5-year earnings

Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at Columbia Central University-Caguas

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
-$45,405
Over 40 years, discounted 5.0%
BREAKEVEN
Doesn’t reach breakeven within the horizon
graduationyear 0year 39
Cost per year
$7,598
HS-only baseline · PR
$22,400
Years to complete
2
CIP family
51

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

Columbia Central University-Caguas graduates earn $X” — not “Columbia Central University-Caguas makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending Columbia Central University-Caguas caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →