-37%
150%-time completion
150%-time completion at North Central Institute fell 37% between 2006 and 2009 (95.7% → 60.0%).
Tennessee · Private for-profit · Predominantly certificates
North Central Institute
Clarksville, Tennessee. 55 undergraduate students. 2 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at North Central Institute
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+118%
For-profit certificate-predominant peer
10-year earnings at North Central Institute are 118% above the for-profit certificate-predominant peer median ($55.0k vs $25.2k).
-100%
3-year cohort default rate
3-year cohort default rate at North Central Institute fell 100% between 2021 and 2024 (16.1% → 0.0%).
+20%
First-year retention
First-year retention at North Central Institute rose 20% between 2021 and 2024 (83.3% → 100.0%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Tennessee
Each tile compares this institution to the Tennessee median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$55,027+9% · 6→10y
Tennessee median $38,880$50,635
Treasury earnings · 6y post-entry84.6%+24% · '01→'09
Tennessee median 57.6%—+43% · '00→'13
At program completion55-84% · '96→'24
latest IPEDS100.0%+203% · '04→'24
first-time, full-time—
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+24%
North Central Institute · completion · 150% rose
48.5% → 60.0%
+203%
North Central Institute · retention rose
33.0% → 100.0%
-84%
North Central Institute · undergrad enrollment fell
382 → 61
+43%
North Central Institute · median debt rose
$6,625 → $9,500
-100%
North Central Institute · cohort default rate fell
46.6% → 0.0%
+33%
North Central Institute · earnings_median_8yr rose
$44,900 → $59,836
+24%
North Central Institute · earnings_median_6yr rose
$41,000 → $50,635
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at North Central Institute
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
EARNINGS SUPPRESSED
Federal privacy rules suppressed earnings for Vehicle Maintenance and Repair Technologies · Undergraduate Certificate or Diploma at North Central Institute(cohort below 30 students). The calculator can’t produce a number we’d stand behind, so we don’t.
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Tennessee
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“North Central Institute graduates earn $X” — not “North Central Institute makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending North Central Institute caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.