Tennessee · Public · Predominantly bachelor's

University of Memphis

Memphis, Tennessee. 13,645 undergraduate students. 161 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at University of Memphis

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

LONG-ARC SHIFT · TRENDING WORSE-13%

Undergraduate enrollment

Undergraduate enrollment at University of Memphis fell 13% between 2021 and 2024 (14.6k → 12.7k).

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at University of Memphis fell 100% between 2021 and 2024 (3.5% → 0.0%).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Tennessee

Each tile compares this institution to the Tennessee median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$48,458+18% · 6→10y
Tennessee median $38,880
MEDIAN EARNINGS · 6Y
$40,921
Treasury earnings · 6y post-entry
COMPLETION · 150%
49.4%+60% · '97→'24
Tennessee median 57.6%
MEDIAN FEDERAL DEBT
$15,809+483% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
13,645-10% · '96→'24
latest IPEDS
RETENTION
71.2%+5% · '04→'24
first-time, full-time
ADMISSION RATE
93.4%-0% · '01→'24
latest cohort
IN-STATE TUITION
$10,344+248% · '00→'24
out-of-state $14,784
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

4.3%
0%8% · GE20%+

Median federal debt $15,809 amortized over 10 years vs. median earnings $48,458 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 1996202412,701
17,29112,52019962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1997202450.9%
54%31%19972024
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$23,300
$25,675$4,00019972020
Median federal student debt at exit.SCORECARD
COMPLETION · 150% · 19972024+60%

University of Memphis · completion · 150% rose

31.9% → 50.9%

COMPLETION · 100% · 19972024+108%

University of Memphis · completion · 100% rose

16.1% → 33.4%

IN-STATE TUITION · 20002024+248%

University of Memphis · in-state tuition rose

$3,087 → $10,728

OUT-OF-STATE TUITION · 20002024+73%

University of Memphis · out-of-state tuition rose

$8,873 → $15,384

MEDIAN DEBT · 19972020+483%

University of Memphis · median debt rose

$4,000 → $23,300

COHORT DEFAULT RATE · 20112024-100%

University of Memphis · cohort default rate fell

9.2% → 0.0%

EARNINGS_MEDIAN_10YR · 20072020+23%

University of Memphis · earnings_median_10yr rose

$39,500 → $48,458

EARNINGS_MEDIAN_8YR · 20052020+21%

University of Memphis · earnings_median_8yr rose

$36,700 → $44,264

EARNINGS_MEDIAN_6YR · 20032020+24%

University of Memphis · earnings_median_6yr rose

$33,000 → $40,921

SECTION 05 · PROGRAMS

Ranked by 5-year earnings

Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.CIP 5138 · Master's Degree$121,773101 gradsBusiness Administration, Management and Operations.CIP 5202 · Master's Degree$111,623142 gradsHealth and Medical Administrative Services.CIP 5107 · Master's Degree$102,16025 gradsComputer Engineering.CIP 1409 · Bachelor's Degree$94,79315 gradsAccounting and Related Services.CIP 5203 · Master's Degree$94,59836 gradsMechanical Engineering.CIP 1419 · Bachelor's Degree$86,40237 gradsElectrical, Electronics and Communications Engineering.CIP 1410 · Bachelor's Degree$84,82720 gradsLaw.CIP 2201 · First Professional Degree$83,228108 gradsComputer Science.CIP 1107 · Bachelor's Degree$79,92956 gradsEngineering Technology, General.CIP 1500 · Bachelor's Degree$78,88537 gradsCivil Engineering.CIP 1408 · Bachelor's Degree$78,23320 gradsRegistered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.CIP 5138 · Bachelor's Degree$75,543304 gradsMathematics.CIP 2701 · Bachelor's Degree$74,77418 gradsChemistry.CIP 4005 · Bachelor's Degree$74,72136 gradsManagement Information Systems and Services.CIP 5212 · Bachelor's Degree$72,29159 gradsHealth and Physical Education/Fitness.CIP 3105 · Master's Degree$67,41551 gradsAccounting and Related Services.CIP 5203 · Bachelor's Degree$65,542134 gradsFinance and Financial Management Services.CIP 5208 · Bachelor's Degree$63,37791 gradsLiberal Arts and Sciences, General Studies and Humanities.CIP 2401 · Master's Degree$60,70326 gradsSocial Work.CIP 4407 · Master's Degree$59,72460 gradsPublic Administration.CIP 4404 · Master's Degree$59,57413 gradsPublic Health.CIP 5122 · Master's Degree$59,40532 gradsBusiness Administration, Management and Operations.CIP 5202 · Bachelor's Degree$58,570133 gradsInternational Business.CIP 5211 · Bachelor's Degree$57,29324 grads
Showing top 24 of 53 ranked programs.161 TOTAL PROGRAMS
SECTION 06 · BY CIP FAMILY

53 programs with earnings, grouped

Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.

COMPUTER & INFORMATION SCIENCES · CIP 11

EDUCATION · CIP 13

ENGINEERING · CIP 14

ENGINEERING TECHNOLOGIES · CIP 15

FOREIGN LANGUAGES · CIP 16

LEGAL PROFESSIONS · CIP 22

ENGLISH LANGUAGE & LITERATURE · CIP 23

LIBERAL ARTS & GENERAL STUDIES · CIP 24

BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26

MATHEMATICS & STATISTICS · CIP 27

MULTI/INTERDISCIPLINARY STUDIES · CIP 30

PARKS, RECREATION & FITNESS · CIP 31

PHILOSOPHY & RELIGIOUS STUDIES · CIP 38

PHYSICAL SCIENCES · CIP 40

PSYCHOLOGY · CIP 42

HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43

PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44

SOCIAL SCIENCES · CIP 45

VISUAL & PERFORMING ARTS · CIP 50

HEALTH PROFESSIONS · CIP 51

BUSINESS, MANAGEMENT & MARKETING · CIP 52

HISTORY · CIP 54

COMMUNICATION & JOURNALISM · CIP 09

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at University of Memphis

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$245,874
Over 40 years, discounted 5.0%
BREAKEVEN
Year 13
First year cumulative discounted earnings cross zero
graduationbreakeven · year 13year 0year 39
Cost per year
$15,357
HS-only baseline · TN
$34,600
Years to complete
4
CIP family
31

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

University of Memphis graduates earn $X” — not “University of Memphis makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending University of Memphis caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →