-100%
3-year cohort default rate
3-year cohort default rate at William & Mary fell 100% between 2021 and 2024 (0.2% → 0.0%).
Virginia · Public · Predominantly bachelor's
William & Mary
Williamsburg, Virginia. 6,949 undergraduate students. 79 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at William & Mary
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Virginia
Each tile compares this institution to the Virginia median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$73,490+17% · 6→10y
Virginia median $44,813$62,959
Treasury earnings · 6y post-entry91.0%+0% · '97→'24
Virginia median 50.7%$15,500+40% · '97→'20
At program completion6,949+29% · '96→'24
latest IPEDS94.6%-0% · '04→'24
first-time, full-time32.7%-9% · '01→'24
latest cohort$25,040+443% · '00→'24
out-of-state $49,412SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.8%Median federal debt $15,500 amortized over 10 years vs. median earnings $73,490 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+29%
William & Mary · undergrad enrollment rose
5,489 → 7,055
+443%
William & Mary · in-state tuition rose
$4,770 → $25,914
+200%
William & Mary · out-of-state tuition rose
$17,017 → $51,038
+40%
William & Mary · median debt rose
$13,193 → $18,500
-50%
William & Mary · cohort default rate fell
1.0% → 0.0%
+32%
William & Mary · pell share rose
9.4% → 12.4%
+29%
William & Mary · earnings_median_10yr rose
$57,000 → $73,490
+51%
William & Mary · earnings_median_6yr rose
$41,800 → $62,959
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Computer Science.$145,337Mathematics.$114,526Business Administration, Management and Operations.$113,159Law.$109,046Business Administration, Management and Operations.$103,576Educational Administration and Supervision.$96,640Public Policy Analysis.$90,573Economics.$86,782International Relations and National Security Studies.$81,921Chemistry.$80,208Political Science and Government.$76,102Area Studies.$75,576Biology, General.$69,010Health and Physical Education/Fitness.$66,872History.$66,422Sociology.$65,242Public Policy Analysis.$63,860Neurobiology and Neurosciences.$62,323Multi/Interdisciplinary Studies, Other.$60,794Psychology, General.$59,796Romance Languages, Literatures, and Linguistics.$56,703Student Counseling and Personnel Services.$56,301English Language and Literature, General.$55,995Curriculum and Instruction.$53,998
Showing top 24 of 26 ranked programs.
SECTION 06 · BY CIP FAMILY
26 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
FOREIGN LANGUAGES · CIP 16
LEGAL PROFESSIONS · CIP 22
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MATHEMATICS & STATISTICS · CIP 27
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PARKS, RECREATION & FITNESS · CIP 31
PHYSICAL SCIENCES · CIP 40
PSYCHOLOGY · CIP 42
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
BUSINESS, MANAGEMENT & MARKETING · CIP 52
HISTORY · CIP 54
AREA, ETHNIC & CULTURAL STUDIES · CIP 05
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at William & Mary
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$1,157,159
Over 40 years, discounted 5.0%
BREAKEVEN
Year 8
First year cumulative discounted earnings cross zero
- Cost per year
- $12,603
- HS-only baseline · VA
- $39,800
- Years to complete
- 6
- CIP family
- 52
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Virginia
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“William & Mary graduates earn $X” — not “William & Mary makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending William & Mary caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.