-100%
3-year cohort default rate
3-year cohort default rate at The Professional Hair Design Academy fell 100% between 2021 and 2024 (3.2% → 0.0%).
Wisconsin · Private for-profit · Predominantly certificates
The Professional Hair Design Academy
Eau Claire, Wisconsin. 75 undergraduate students. 2 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at The Professional Hair Design Academy
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+52%
Earnings trend · post-entry horizons
Earnings 10 years post-entry at The Professional Hair Design Academy are 52% above 6-year earnings ($19.5k → $29.6k).
+31%
First-year retention
First-year retention at The Professional Hair Design Academy rose 31% between 2021 and 2024 (66.7% → 87.5%).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Wisconsin
Each tile compares this institution to the Wisconsin median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$29,587+52% · 6→10y
Wisconsin median $46,297$19,485
Treasury earnings · 6y post-entry81.8%+14% · '99→'09
Wisconsin median 58.4%$6,650+133% · '99→'16
At program completion75
latest IPEDS100.0%+2% · '04→'24
first-time, full-time—
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.0%Median federal debt $6,650 amortized over 10 years vs. median earnings $29,587 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+30%
The Professional Hair Design Academy · undergrad enrollment rose
0 → 60
+133%
The Professional Hair Design Academy · median debt rose
$3,750 → $8,750
-100%
The Professional Hair Design Academy · cohort default rate fell
12.7% → 0.0%
-28%
The Professional Hair Design Academy · pell share fell
50.0% → 35.9%
+58%
The Professional Hair Design Academy · earnings_median_10yr rose
$18,700 → $29,587
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at The Professional Hair Design Academy
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
EARNINGS SUPPRESSED
Federal privacy rules suppressed earnings for Somatic Bodywork and Related Therapeutic Services · Undergraduate Certificate or Diploma at The Professional Hair Design Academy(cohort below 30 students). The calculator can’t produce a number we’d stand behind, so we don’t.
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Wisconsin
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“The Professional Hair Design Academy graduates earn $X” — not “The Professional Hair Design Academy makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending The Professional Hair Design Academy caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.