-45%
Undergraduate enrollment
Undergraduate enrollment at Institute for Business and Technology fell 45% between 2007 and 2010 (837 → 460).
California · Private for-profit · Predominantly certificates
Institute for Business and Technology
Santa Clara, California. 609 undergraduate students. 11 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Institute for Business and Technology
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Institute for Business and Technology fell 100% between 2021 and 2024 (3.4% → 0.0%).
+41%
Median federal debt at exit
Median federal debt at exit at Institute for Business and Technology rose 41% between 2007 and 2010 ($6.6k → $9.3k).
-9%
Earnings trend · post-entry horizons
Earnings 10 years post-entry at Institute for Business and Technology are 9% below 6-year earnings ($41.8k → $38.0k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. California
Each tile compares this institution to the California median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$38,015-9% · 6→10y
California median $42,588$41,768
Treasury earnings · 6y post-entry77.4%+3% · '97→'10
California median 61.3%$7,600+142% · '97→'10
At program completion609+97% · '96→'10
latest IPEDS88.2%+47% · '04→'10
first-time, full-time—-1% · '01→'09
latest cohort—
annualSECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
2.7%Median federal debt $7,600 amortized over 10 years vs. median earnings $38,015 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+47%
Institute for Business and Technology · retention rose
50.0% → 73.6%
+97%
Institute for Business and Technology · undergrad enrollment rose
233 → 460
+142%
Institute for Business and Technology · median debt rose
$3,850 → $9,312
-100%
Institute for Business and Technology · cohort default rate fell
21.9% → 0.0%
+208%
Institute for Business and Technology · pell share rose
16.1% → 49.7%
+36%
Institute for Business and Technology · earnings_median_6yr rose
$30,800 → $41,768
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
SECTION 06 · BY CIP FAMILY
4 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
CONSTRUCTION TRADES · CIP 46
MECHANIC & REPAIR TECHNOLOGIES · CIP 47
HEALTH PROFESSIONS · CIP 51
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in California
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Institute for Business and Technology graduates earn $X” — not “Institute for Business and Technology makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Institute for Business and Technology caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.