CIP 4201 · Bachelor's Degree · Concordia University-Chicago

Psychology, General at Concordia University-Chicago

Federal outcomes for bachelor's degree graduates of Concordia University-Chicago. 15 completers in the most recent 4-year window (20 in the latest year alone). Median earnings 5 years after completion: $40,485.

MEDIAN EARNINGS · 5Y
$40,485
Illinois CIP-4 median $49,853
MEDIAN EARNINGS · 4Y
$40,204
Treasury · 4y post-completion
MEDIAN FEDERAL DEBT
$19,800
At program completion
COMPLETERS · 4Y WINDOW
15
20 most recent year
DEBT-TO-EARNINGS

What this program's debt costs its graduates

Annual debt service as a share of median 5-year-post-completion earnings, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation.

This program at Concordia University-Chicago

6.5%
0%8% · GE20%+

Median federal debt $19,800 amortized over 10 years vs. median 5-year earnings $40,485.

Statewide CIP-4 peer median

5.3%
0%8% · GE20%+

Same debt against the Illinois CIP 4201 peer-median earnings $49,853.

SECTION 02 · PROGRAM HISTORY

How this program has shifted

Federal Field-of-Study history covers 2014–15 onward. Vintage-by-vintage values for earnings, debt, and completers.

DEBT · 20142018$19,800
$26,500$19,80020142018
Median federal debt at program exit.FoS
COMPLETERS · 2014201915
281520142019
Annual completers (IPEDS C).IPEDS
DEBT_MEDIAN · 20142018-25%

Psychology, General at Concordia University-Chicago · debt_median fell

26,500 → 19,800

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome of this program

Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. Selection-bias toggle applies the Dale-Krueger shrinkage. This is an outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
-$52,985
Over 40 years, discounted 5.0%
BREAKEVEN
Doesn’t reach breakeven within the horizon
graduationyear 0year 39
Cost per year
$17,318
HS-only baseline · IL
$38,300
Years to complete
4
CIP family
42

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

PEER COMPARISON · CIP 4201

Psychology, General across Illinois institutions

Same CIP-4 code and credential level, all Illinois Title-IV institutions where Scorecard publishes outcomes. Cohort floor is 30 students.

NorthwesternPEER$71,228124 gradsUChicagoPEER$70,596UIUCPEER$63,866Loyola ChicagoPEER$59,090306 gradsBradley UniversityPEER$58,43968 gradsAugustana CollegePEER$57,91868 gradsIllinois Wesleyan UniversityPEER$57,51423 gradsDominican UniversityPEER$56,61450 gradsIllinois State UniversityPEER$56,232155 gradsBenedictine UniversityPEER$55,75964 gradsWheaton CollegePEER$55,63949 gradsUICPEER$54,233472 gradsDePaulPEER$53,943199 gradsNorth Central CollegePEER$53,14782 gradsElmhurst UniversityPEER$53,088105 gradsGovernors State UniversityPEER$51,61697 gradsTrinity Christian CollegePEER$51,24136 gradsAurora UniversityPEER$50,85970 gradsEastern Illinois UniversityPEER$50,288103 gradsIllinois CollegePEER$49,85323 gradsSouthern Illinois University-EdwardsvillePEER$49,430160 gradsKnox CollegePEER$49,423North Park UniversityPEER$49,26724 gradsRoosevelt UniversityPEER$49,17997 gradsUniversity of Illinois SpringfieldPEER$49,08271 gradsMillikin UniversityPEER$48,70010 gradsEureka CollegePEER$47,67511 gradsNorthern Illinois UniversityPEER$47,360189 gradsNortheastern Illinois UniversityPEER$47,251104 gradsLewis UniversityPEER$46,81278 gradsWestern Illinois UniversityPEER$46,56863 gradsSouthern Illinois University-CarbondalePEER$46,39388 gradsMcKendree UniversityPEER$44,14040 gradsMonmouth CollegePEER$43,96019 gradsRockford UniversityPEER$43,54114 gradsChicago State UniversityPEER$42,10353 grads
Concordia University-ChicagoTHIS PROGRAM$40,48515 grads
Olivet Nazarene UniversityPEER$39,44440 gradsSaint Xavier UniversityPEER$38,61571 gradsTrinity International University-IllinoisPEER$33,01718 grads
SUPPRESSION & SELECTION

What this page tells you, and what it doesn't

Earnings are median annual earnings of federally aided students who completed this program at this institution, drawn from federal tax records. They describe cohorts. They do not predict your earnings, and they do not claim that this program caused those outcomes — selection effects (who enrolls, who finishes, what fields they enter) dominate cross-program differences. Em-dashes mean the federal data was suppressed because the cohort was below the 30-student floor.

Methodology →