-100%
3-year cohort default rate
3-year cohort default rate at Morgan State University fell 100% between 2021 and 2024 (6.0% → 0.0%).
Maryland · Public · Predominantly bachelor's
Morgan State University
Baltimore, Maryland. 8,293 undergraduate students. 128 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Morgan State University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
+28%
Undergraduate enrollment
Undergraduate enrollment at Morgan State University rose 28% between 2021 and 2024 (7.0k → 9.0k).
-11%
Median federal debt at exit
Median federal debt at exit at Morgan State University fell 11% between 2017 and 2020 ($30.5k → $27.2k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Maryland
Each tile compares this institution to the Maryland median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$50,698+27% · 6→10y
Maryland median $46,719$40,065
Treasury earnings · 6y post-entry41.6%+13% · '97→'24
Maryland median 52.1%$19,500+328% · '97→'20
At program completion8,293+79% · '96→'24
latest IPEDS70.8%+3% · '04→'24
first-time, full-time83.0%+138% · '01→'24
latest cohort$8,118+88% · '00→'24
out-of-state $18,800SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
5.1%Median federal debt $19,500 amortized over 10 years vs. median earnings $50,698 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+25%
Morgan State University · completion · 100% rose
15.1% → 18.9%
+79%
Morgan State University · undergrad enrollment rose
5,025 → 9,019
+88%
Morgan State University · in-state tuition rose
$4,388 → $8,229
+85%
Morgan State University · out-of-state tuition rose
$10,358 → $19,124
+328%
Morgan State University · median debt rose
$6,364 → $27,250
-100%
Morgan State University · cohort default rate fell
16.6% → 0.0%
+21%
Morgan State University · pell share rose
46.6% → 56.5%
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Electrical, Electronics and Communications Engineering.$104,184Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$95,640Educational Administration and Supervision.$94,554Public Health.$83,423Computer and Information Sciences, General.$80,694Business Administration, Management and Operations.$76,160Civil Engineering.$73,164Finance and Financial Management Services.$67,828Accounting and Related Services.$67,616Social Work.$63,761Architecture.$62,170Business Administration, Management and Operations.$59,511Psychology, General.$56,570Social Work.$53,559Teacher Education and Professional Development, Specific Subject Areas.$50,801Marketing.$50,257Biology, General.$49,750Sociology.$48,735English Language and Literature, General.$48,009Journalism.$47,678Family and Consumer Sciences/Human Sciences, General.$46,585Public Relations, Advertising, and Applied Communication.$44,139Fine and Studio Arts.$43,015Hospitality Administration/Management.$42,479
SECTION 06 · BY CIP FAMILY
24 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
ENGINEERING · CIP 14
FAMILY & CONSUMER SCIENCES · CIP 19
ENGLISH LANGUAGE & LITERATURE · CIP 23
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
PSYCHOLOGY · CIP 42
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
BUSINESS, MANAGEMENT & MARKETING · CIP 52
ARCHITECTURE · CIP 04
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Morgan State University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$316,800
Over 40 years, discounted 5.0%
BREAKEVEN
Year 13
First year cumulative discounted earnings cross zero
- Cost per year
- $16,670
- HS-only baseline · MD
- $41,100
- Years to complete
- 4
- CIP family
- 52
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Maryland
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Morgan State University graduates earn $X” — not “Morgan State University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Morgan State University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.