Massachusetts · Public · Predominantly associate's

Northern Essex Community College

Haverhill, Massachusetts. 3,350 undergraduate students. 62 programs in the federal Field-of-Study dataset.

ANOMALY ENGINE · NOTABLE SIGNALS

What the data flags at Northern Essex Community College

Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.

LONG-ARC SHIFT · TRENDING WORSE+21%

In-state tuition

In-state tuition at Northern Essex Community College rose 21% between 2021 and 2024 ($5.5k → $6.7k).

LONG-ARC SHIFT · TRENDING BETTER-100%

3-year cohort default rate

3-year cohort default rate at Northern Essex Community College fell 100% between 2021 and 2024 (2.9% → 0.0%).

LONG-ARC SHIFT · TRENDING WORSE-16%

150%-time completion

150%-time completion at Northern Essex Community College fell 16% between 2006 and 2009 (15.7% → 13.2%).

LONG-ARC SHIFT · TRENDING WORSE+11%

Out-of-state tuition

Out-of-state tuition at Northern Essex Community College rose 10% between 2021 and 2024 ($11.3k → $12.5k).

SECTION 01 · OUTCOMES SNAPSHOT

The numbers, vs. Massachusetts

Each tile compares this institution to the Massachusetts median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.

MEDIAN EARNINGS · 10Y
$42,862+18% · 6→10y
Massachusetts median $56,022
MEDIAN EARNINGS · 6Y
$36,235
Treasury earnings · 6y post-entry
COMPLETION · 150%
19.0%-16% · '99→'09
Massachusetts median 66.5%
MEDIAN FEDERAL DEBT
$5,661+274% · '97→'20
At program completion
UNDERGRAD ENROLLMENT
3,350-2% · '96→'24
latest IPEDS
RETENTION
63.1%+10% · '04→'09
first-time, full-time
ADMISSION RATE
latest cohort
IN-STATE TUITION
$5,688+284% · '00→'24
out-of-state $11,472
SECTION 02 · EARNINGS HORIZONS

How earnings spread, 4 to 10 years after entry

Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).

ALL FEDERALLY AIDED STUDENTS · TAX-RECORD EARNINGSVINTAGE 2025-05
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS

What loans cost relative to earnings

Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.

Institution-wide

1.8%
0%8% · GE20%+

Median federal debt $5,661 amortized over 10 years vs. median earnings $42,862 (10y after entry).

SECTION 04 · LONG ARC

Ten-plus year arc

Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.

UNDERGRAD · 199620243,685
6,7803,29019962024
Undergraduate enrollment.IPEDS EF
COMPLETION 150% · 1999200913.2%
17%13%19992009
150%-time completion rate.IPEDS GR
MEDIAN DEBT · 19972020$9,000
$9,950$2,40519972020
Median federal student debt at exit.SCORECARD
IN-STATE TUITION · 20002024+284%

Northern Essex Community College · in-state tuition rose

$1,752 → $6,732

OUT-OF-STATE TUITION · 20002024+80%

Northern Essex Community College · out-of-state tuition rose

$6,960 → $12,516

MEDIAN DEBT · 19972020+274%

Northern Essex Community College · median debt rose

$2,405 → $9,000

COHORT DEFAULT RATE · 20112024-100%

Northern Essex Community College · cohort default rate fell

17.1% → 0.0%

PELL SHARE · 20082009+34%

Northern Essex Community College · pell share rose

31.0% → 41.4%

EARNINGS_MEDIAN_8YR · 20052020+33%

Northern Essex Community College · earnings_median_8yr rose

$29,700 → $39,480

EARNINGS_MEDIAN_6YR · 20032020+29%

Northern Essex Community College · earnings_median_6yr rose

$28,000 → $36,235

SECTION 05 · PROGRAMS

Ranked by 5-year earnings

Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.

Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.CIP 5138 · Associate's Degree$85,91420 gradsEngineering Technologies/Technicians, Other.CIP 1599 · Associate's Degree$81,02315 gradsAllied Health Diagnostic, Intervention, and Treatment Professions.CIP 5109 · Associate's Degree$73,60825 gradsAccounting and Related Services.CIP 5203 · Associate's Degree$61,44812 gradsBusiness/Commerce, General.CIP 5201 · Associate's Degree$58,67969 gradsComputer and Information Sciences, General.CIP 1101 · Associate's Degree$56,95836 gradsCriminal Justice and Corrections.CIP 4301 · Associate's Degree$48,91129 gradsDental Support Services and Allied Professions.CIP 5106 · Undergraduate Certificate or Diploma$45,61026 gradsLiberal Arts and Sciences, General Studies and Humanities.CIP 2401 · Associate's Degree$43,91191 gradsAllied Health and Medical Assisting Services.CIP 5108 · Undergraduate Certificate or Diploma$41,89432 gradsHealth and Medical Administrative Services.CIP 5107 · Undergraduate Certificate or Diploma$41,55914 gradsMental and Social Health Services and Allied Professions.CIP 5115 · Undergraduate Certificate or Diploma$38,65327 gradsTeacher Education and Professional Development, Specific Levels and Methods.CIP 1312 · Associate's Degree$38,20822 gradsClinical/Medical Laboratory Science/Research and Allied Professions.CIP 5110 · Undergraduate Certificate or Diploma$37,53822 gradsMental and Social Health Services and Allied Professions.CIP 5115 · Associate's Degree$36,94236 gradsHealth Services/Allied Health/Health Sciences, General.CIP 5100 · Associate's Degree$35,66213 gradsVisual and Performing Arts, General.CIP 5001 · Associate's Degree$29,8280 grads
SECTION 06 · BY CIP FAMILY

17 programs with earnings, grouped

Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.

COMPUTER & INFORMATION SCIENCES · CIP 11

EDUCATION · CIP 13

ENGINEERING TECHNOLOGIES · CIP 15

LIBERAL ARTS & GENERAL STUDIES · CIP 24

HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43

VISUAL & PERFORMING ARTS · CIP 50

HEALTH PROFESSIONS · CIP 51

BUSINESS, MANAGEMENT & MARKETING · CIP 52

FINANCIAL OUTCOME · ILLUSTRATION

Estimate the financial outcome at Northern Essex Community College

Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.

Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.

NET PRESENT VALUE
$65,437
Over 40 years, discounted 5.0%
BREAKEVEN
Year 22
First year cumulative discounted earnings cross zero
graduationbreakeven · year 22year 0year 39
Cost per year
$4,619
HS-only baseline · MA
$42,600
Years to complete
2
CIP family
24

Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.

CAUSAL DISCIPLINE

Northern Essex Community College graduates earn $X” — not “Northern Essex Community College makes you earn $X”

Median earnings describe what cohorts earned. They do not describe what attending Northern Essex Community College caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.

Methodology →