-28%
Undergraduate enrollment
Undergraduate enrollment fell 27% at Saint Cloud State University vs the 2018–2022 baseline (5.2k vs 7.1k).
Minnesota · Public · Predominantly bachelor's
Saint Cloud State University
Saint Cloud, Minnesota. 5,181 undergraduate students. 160 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Saint Cloud State University
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-16%
Undergraduate enrollment
Undergraduate enrollment at Saint Cloud State University fell 16% between 2021 and 2024 (6.1k → 5.1k).
-15%
150%-time completion
150%-time completion at Saint Cloud State University fell 15% between 2021 and 2024 (47.2% → 40.3%).
+12%
In-state tuition
In-state tuition at Saint Cloud State University rose 12% between 2021 and 2024 ($9.2k → $10.2k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Minnesota
Each tile compares this institution to the Minnesota median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$55,813+18% · 6→10y
Minnesota median $48,321$47,215
Treasury earnings · 6y post-entry46.9%-3% · '97→'24
Minnesota median 54.7%$14,362+297% · '97→'20
At program completion5,181-60% · '96→'24
latest IPEDS67.9%-2% · '04→'24
first-time, full-time95.0%+13% · '01→'24
latest cohort$10,117+219% · '00→'24
out-of-state $10,117SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.4%Median federal debt $14,362 amortized over 10 years vs. median earnings $55,813 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+128%
Saint Cloud State University · completion · 100% rose
10.8% → 24.7%
-60%
Saint Cloud State University · undergrad enrollment fell
12,609 → 5,088
+219%
Saint Cloud State University · in-state tuition rose
$3,211 → $10,245
+58%
Saint Cloud State University · out-of-state tuition rose
$6,470 → $10,245
+297%
Saint Cloud State University · median debt rose
$5,300 → $21,058
-100%
Saint Cloud State University · cohort default rate fell
5.5% → 0.0%
+32%
Saint Cloud State University · earnings_median_10yr rose
$42,300 → $55,813
+33%
Saint Cloud State University · earnings_median_8yr rose
$39,000 → $51,694
+31%
Saint Cloud State University · earnings_median_6yr rose
$36,000 → $47,215
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Business Administration, Management and Operations.$114,415Educational Administration and Supervision.$106,232Computer Science.$106,149Electrical, Electronics and Communications Engineering.$99,535Mechanical Engineering.$86,091Criminal Justice and Corrections.$85,657Management Information Systems and Services.$84,522Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$82,809Biology, General.$77,085Clinical, Counseling and Applied Psychology.$73,664Accounting and Related Services.$73,029Computer/Information Technology Administration and Management.$71,369Industrial Production Technologies/Technicians.$69,521Finance and Financial Management Services.$68,815Business/Managerial Economics.$68,219Clinical/Medical Laboratory Science/Research and Allied Professions.$67,441Educational Administration and Supervision.$67,395Special Education and Teaching.$65,255Marketing.$64,751Business Administration, Management and Operations.$63,726Social Work.$62,758Geography and Cartography.$61,359Mental and Social Health Services and Allied Professions.$60,360Mental and Social Health Services and Allied Professions.$59,953
Showing top 24 of 51 ranked programs.
SECTION 06 · BY CIP FAMILY
51 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
COMPUTER & INFORMATION SCIENCES · CIP 11
EDUCATION · CIP 13
Teacher Education and Professional Development, Specific Levels and Methods.$45,546Teacher Education and Professional Development, Specific Subject Areas.$47,213Special Education and Teaching.$65,255Special Education and Teaching.$59,486Educational Administration and Supervision.$67,395Special Education and Teaching.$47,220Student Counseling and Personnel Services.$52,107Educational Administration and Supervision.$106,232
ENGINEERING · CIP 14
ENGINEERING TECHNOLOGIES · CIP 15
ENGLISH LANGUAGE & LITERATURE · CIP 23
LIBERAL ARTS & GENERAL STUDIES · CIP 24
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
MULTI/INTERDISCIPLINARY STUDIES · CIP 30
PARKS, RECREATION & FITNESS · CIP 31
PSYCHOLOGY · CIP 42
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
PUBLIC ADMINISTRATION & SOCIAL SERVICES · CIP 44
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$82,809Allied Health Diagnostic, Intervention, and Treatment Professions.$55,655Communication Disorders Sciences and Services.$57,927Clinical/Medical Laboratory Science/Research and Allied Professions.$67,441Public Health.$48,320Communication Disorders Sciences and Services.$45,495Mental and Social Health Services and Allied Professions.$60,360Mental and Social Health Services and Allied Professions.$59,953
BUSINESS, MANAGEMENT & MARKETING · CIP 52
Business Administration, Management and Operations.$63,726Finance and Financial Management Services.$68,815Marketing.$64,751Business Administration, Management and Operations.$114,415Accounting and Related Services.$73,029Marketing.$59,676Hospitality Administration/Management.$39,176Business/Managerial Economics.$68,219Management Information Systems and Services.$84,522
NATURAL RESOURCES & CONSERVATION · CIP 03
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Saint Cloud State University
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$704,301
Over 40 years, discounted 5.0%
BREAKEVEN
Year 8
First year cumulative discounted earnings cross zero
- Cost per year
- $13,125
- HS-only baseline · MN
- $39,400
- Years to complete
- 4
- CIP family
- 11
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Minnesota
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Saint Cloud State University graduates earn $X” — not “Saint Cloud State University makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Saint Cloud State University caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.