+14%
In-state tuition
In-state tuition at Saint Mary's University of Minnesota rose 14% between 2021 and 2024 ($39.4k → $45.1k).
Minnesota · Private nonprofit · Predominantly bachelor's
Saint Mary's University of Minnesota
Winona, Minnesota. 1,061 undergraduate students. 124 programs in the federal Field-of-Study dataset.
ANOMALY ENGINE · NOTABLE SIGNALS
What the data flags at Saint Mary's University of Minnesota
Short-arc shifts (recent 3-year window), peer outliers, earnings trend breaks, completion drops, enrollment cliffs, and debt-to-earnings warnings — surfaced deterministically from the federal record. Multi-decade shifts are reported separately in the Long Arc section, since 25-year tuition drift isn't really an anomaly.
-100%
3-year cohort default rate
3-year cohort default rate at Saint Mary's University of Minnesota fell 100% between 2021 and 2024 (1.2% → 0.0%).
+14%
Out-of-state tuition
Out-of-state tuition at Saint Mary's University of Minnesota rose 14% between 2021 and 2024 ($39.4k → $45.1k).
-12%
Undergraduate enrollment
Undergraduate enrollment at Saint Mary's University of Minnesota fell 12% between 2021 and 2024 (1.2k → 1.1k).
SECTION 01 · OUTCOMES SNAPSHOT
The numbers, vs. Minnesota
Each tile compares this institution to the Minnesota median for the same metric. Sub-line shows the comparison value, not an interpretation. Sparklines trace the federally available history.
$58,170+7% · 6→10y
Minnesota median $48,321$54,549
Treasury earnings · 6y post-entry67.7%+32% · '97→'24
Minnesota median 54.7%$16,099+121% · '97→'20
At program completion1,061-29% · '96→'24
latest IPEDS78.6%-0% · '04→'24
first-time, full-time88.8%+8% · '01→'24
latest cohort$43,160+214% · '00→'24
out-of-state $43,160SECTION 02 · EARNINGS HORIZONS
How earnings spread, 4 to 10 years after entry
Treasury tax-record earnings for federally aided students who first enrolled at this institution. Each point is a horizon from the most-recent vintage. Single median per horizon (no p25/p75 publishing).
Earnings widen with time post-entry. Selection: federal-aid recipients only — not all graduates.Methodology →
SECTION 03 · DEBT-TO-EARNINGS
What loans cost relative to earnings
Annual debt service as a share of median earnings 10 years after entry, computed under federal Direct loan terms (10-year fixed at 6%). The 8% line is the gainful-employment threshold from federal regulation; above 12% has historically been considered “failing” under prior rule cycles.
Institution-wide
3.7%Median federal debt $16,099 amortized over 10 years vs. median earnings $58,170 (10y after entry).
SECTION 04 · LONG ARC
Ten-plus year arc
Federally available history. Coverage varies by metric — IPEDS publishes some series only after 2009 and others only before.
Undergraduate enrollment.
150%-time completion rate.
Median federal student debt at exit.
+32%
Saint Mary's University of Minnesota · completion · 150% rose
49.9% → 66.0%
+39%
Saint Mary's University of Minnesota · completion · 100% rose
43.5% → 60.5%
-29%
Saint Mary's University of Minnesota · undergrad enrollment fell
1,503 → 1,073
+214%
Saint Mary's University of Minnesota · in-state tuition rose
$14,335 → $45,080
+214%
Saint Mary's University of Minnesota · out-of-state tuition rose
$14,335 → $45,080
+121%
Saint Mary's University of Minnesota · median debt rose
$9,750 → $21,500
-100%
Saint Mary's University of Minnesota · cohort default rate fell
2.6% → 0.0%
+41%
Saint Mary's University of Minnesota · pell share rose
17.4% → 24.5%
+20%
Saint Mary's University of Minnesota · earnings_median_10yr rose
$48,400 → $58,170
+32%
Saint Mary's University of Minnesota · earnings_median_8yr rose
$44,400 → $58,719
+37%
Saint Mary's University of Minnesota · earnings_median_6yr rose
$39,900 → $54,549
SECTION 05 · PROGRAMS
Ranked by 5-year earnings
Each row is one (CIP × credential) program reported by the institution in College Scorecard's Field-of-Study data. Cohort floor is 30 students; below this, federal data is suppressed.
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$221,819Educational Administration and Supervision.$107,596Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$101,087Business Administration, Management and Operations.$97,412Business/Commerce, General.$86,796Biology, General.$84,852Human Resources Management and Services.$84,695Health and Medical Administrative Services.$83,038Educational Administration and Supervision.$79,561Human Resources Management and Services.$78,884Business Administration, Management and Operations.$78,536Health and Medical Administrative Services.$76,315Geography and Cartography.$74,727Accounting and Related Services.$70,781Special Education and Teaching.$69,289Education, General.$67,771Marketing.$67,180Clinical, Counseling and Applied Psychology.$66,443Teacher Education and Professional Development, Specific Subject Areas.$65,893Criminal Justice and Corrections.$61,677Curriculum and Instruction.$60,809Human Development, Family Studies, and Related Services.$60,741Mental and Social Health Services and Allied Professions.$57,786Public Relations, Advertising, and Applied Communication.$55,164
Showing top 24 of 27 ranked programs.
SECTION 06 · BY CIP FAMILY
27 programs with earnings, grouped
Programs are grouped by 2-digit CIP family. Programs without reported earnings are hidden to keep the list focused.
EDUCATION · CIP 13
FAMILY & CONSUMER SCIENCES · CIP 19
BIOLOGICAL & BIOMEDICAL SCIENCES · CIP 26
HOMELAND SECURITY & PROTECTIVE SERVICES · CIP 43
SOCIAL SCIENCES · CIP 45
VISUAL & PERFORMING ARTS · CIP 50
HEALTH PROFESSIONS · CIP 51
Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$221,819Health and Medical Administrative Services.$83,038Mental and Social Health Services and Allied Professions.$57,786Registered Nursing, Nursing Administration, Nursing Research and Clinical Nursing.$101,087Health and Medical Administrative Services.$76,315
BUSINESS, MANAGEMENT & MARKETING · CIP 52
Business Administration, Management and Operations.$97,412Human Resources Management and Services.$84,695Business Administration, Management and Operations.$78,536Marketing.$67,180Human Resources Management and Services.$78,884Accounting and Related Services.$70,781Business, Management, Marketing, and Related Support Services, Other.$53,776Business/Commerce, General.$86,796
COMMUNICATION & JOURNALISM · CIP 09
FINANCIAL OUTCOME · ILLUSTRATION
Estimate the financial outcome at Saint Mary's University of Minnesota
Pick a program. Cost from Scorecard net price by family income; earnings from Treasury 5-year-post-completion median, projected forward with a Mincer age-earnings curve. The selection-bias toggle applies the Dale-Krueger shrinkage. Outcomes illustration, not a forecast — see methodology.
Shrinks the earnings premium toward the matched-applicant mean. STEM <15%, business ~40%, arts & education ~60%.
NET PRESENT VALUE
$287,452
Over 40 years, discounted 5.0%
BREAKEVEN
Year 12
First year cumulative discounted earnings cross zero
- Cost per year
- $14,418
- HS-only baseline · MN
- $39,400
- Years to complete
- 6
- CIP family
- 13
Outcomes illustration · not a forecast. Projects observed Scorecard earnings forward with a Mincer age-earnings curve under your assumptions. See methodology for the math.
SECTION 07 · SIMILAR INSTITUTIONS
Same sector and degree mix in Minnesota
Picked by Carnegie sector × predominant credential level. These are not rankings — just nearest-neighbour surfaces for comparison.
CAUSAL DISCIPLINE
“Saint Mary's University of Minnesota graduates earn $X” — not “Saint Mary's University of Minnesota makes you earn $X”
Median earnings describe what cohorts earned. They do not describe what attending Saint Mary's University of Minnesota caused. Selection effects (who admits, who enrolls, who completes) are real. We publish federal data with strict descriptive phrasing — and link the methodology where you can read about the limitations directly.